Brevard County property record for 1097 Newbern St NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,677 sqft · built 1979 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Oct 2025) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-29-LW-74-1 |
| Primary APN | 28-37-29-LW-74-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 1,977 sqft |
| 1st Floor Area | 1,677 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2838179 |
|---|---|
| Street Address | 1097 NEWBERN ST NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR COUNTRY CLUB UNIT 7 LOT 1 BLK 74 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | PORT MALABAR COUNTRY CLUB UNIT 7 |
| Legal Block | 74 |
| Legal Lot Number | 1 |
| Legal Unit | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 65131 |
1097 Newbern St NE is owned and occupied by two individuals who bought it in October 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · FHA Mortgage TRUIST BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Jul 6, 2021 | Warranty Deed, Transfer LAND TITLE CORPORATION, LANDING TITLE AGENCY INC |
| Jul 6, 2021 | Affidavit, Transfer LAND TITLE CORPORATION, LANDING TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 2025218525 |
| Deed Book / Page | 10468 / 275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Document Number | 0104680275 |
| Book / Page | 10468 / 275 |
| Map Reference | MB 23 PG 121-126 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025218525 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1493 OLDENBURG DR, MOUNT PLEASANT, SC 29429-4965 |
| Name | Verified Name |
|---|---|
| Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Document Number | 0010468277 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 10468/277 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Document Number | 0088740347 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 8874/347 |
| Instrument | 2020216343 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Document Number | 0091782301 |
| Book / Page | 9178 / 2301 |
| Map Reference | MB 25 PG 121 |
| Instrument Date | Jun 26, 2021 |
| Instrument | 2021173207 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | LAND TITLE CORPORATION, LANDING TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,560.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 ULETA RD SE, 114, PALM BAY, FL 32909-4303 |
| Name | Verified Name |
|---|---|
| Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 1097 NEWBERN ST NE, PALM BAY, FL 32905-4427 |
| Document Number | 0091782299 |
| Book / Page | 9178 / 2299 |
| Map Reference | MB 25 PG 121 |
| Instrument Date | Jun 26, 2021 |
| Instrument | 2021173206 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | LAND TITLE CORPORATION, LANDING TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1097 Newbern St NE was $4,286, down 1.9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,260 (-5.43%) | $219,260 (-5.43%) | |
| 2025 | $4,286.00 (-1.85%) | $231,840 (-1.08%) Land $65,000 Building $166,840 | $231,840 (-1.08%) Land $65,000 Building $166,840 |
| 2024 | $4,367.00 (-0.39%) | $234,370 (+0.71%) Land $65,000 Building $169,370 | $234,370 (+0.71%) Land $65,000 Building $169,370 |
| 2023 | $4,384.00 (+9.03%) | $232,710 (+10.39%) Land $55,000 Building $177,710 | $232,710 (+10.39%) Land $55,000 Building $177,710 |
| 2022 | $4,021.00 | $210,800 Land $50,000 Building $160,800 | $210,800 Land $50,000 Building $160,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1097 Newbern St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1097 Newbern St NE is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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