1096 Newbern St NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1096 Newbern St NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,218 sqft · built 1979
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Jul 2024)
Tax Bill$3,992 (2025)
Deeds & MortgagesDec 2025 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-29-LW-73-1

Property Details

APN / Parcel Number

Primary APN28-37-29-LW-73-1
Alternative APNs
  • 28-37-29-LW-00073.0-0001.00
  • 2838164

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,218 sqft Living Area
Gross Area1,977 sqft
1st Floor Area1,218 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area273 sqft
PorchFlorida Room
Porch Area486 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2838164
Street Address1096 NEWBERN ST NE
CityPALM BAY
StateFL
Zip32905-4430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 7 LOT 1 BLK 73
Legal Range37E
Legal Township28S
Legal Section29
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 7
Legal Block73
Legal Lot Number1
Legal Unit7
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4003
Census Tract65131

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1096 NEWBERN ST NE, PALM BAY, FL 32905-4430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 24, 2017Grant Deed, Mortgage
BOFI FED'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleJul 1, 2016 · Amount on Record
Deed Document Number2024153255
Deed Book / Page10120 / 1591
Prior Transfer DateFeb 15, 2003
Prior Transfer Doc4833002072
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1096 NEWBERN ST NE, PALM BAY, FL 32905-4430
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 NEWBERN ST NE, PALM BAY, FL 32905-4430

Mortgage

Document Number0105021580
DateDec 15, 2025
Book Page10502/1580
Instrument2025249254
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

August 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateAug 24, 2017
Property Address1096 NEWBERN ST NE, PALM BAY, FL 32905-4430
Document Number0079682830
Book / Page007968 / 002830
Instrument DateAug 22, 2017
Instrument178379
Transaction TypeMortgage
Record UpdatedSep 13, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7345 GREENBRIAR PKWY ORLANDO FL 328198935, ORLANDO, FL 32819-8935

Mortgage

Document Number79682830
DateAug 24, 2017
Book Page007968/002830
Instrument178379
Lender
NameBOFI FED'L BK
TypeBank
Address4350 LA JOLLA VILLAGE DR # 100, SAN DIEGO, CA 92122-1244
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,200 (-7.42%)$238,200 (-7.42%)
2025$3,992.00 (-9.6%) Homeowner's exemption$257,290 (+9.98%) Land $65,000 Building $192,290$257,290 (+9.98%) Land $65,000 Building $192,290
2023$4,416.00 (+17.98%)$233,940 (+4.41%) Land $55,000 Building $178,940$233,940 (+4.41%) Land $55,000 Building $178,940
2022$3,743.00$224,060 Land $50,000 Building $174,060$224,060 Land $50,000 Building $174,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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