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1097 Larch Ave, Moraga, CA 94556 Property Records

Contra Costa County property record for 1097 Larch Ave, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,059 sqft · built 1960
Lot Size0.234 acres (10,209 sqft)
Owner2 Individual Names on Record
Last Sale$389,000 (Mar 1997)
Tax Bill$8,958 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN258-230-006-3

Property Details

APN / Parcel Number

Primary APN258-230-006-3
Alternative APN
  • 258-230-006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,059 sqft Living Area
1st Floor Area2,059 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1963
Lot Area10,209 sqft (0.234 acres)
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1097 LARCH AVE
CityMORAGA
StateCA
Zip94556-1851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionTRACT 2441 LOT 68
Legal SubdivisionREGENCY WOODS UNIT 4
Legal Tract2441
Legal Lot Number68
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3012
Census Tract352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1097 LARCH AVE, MORAGA, CA 94556-1851
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 1997 · Amount on Record
Deed SaleMar 18, 1997 · Amount on Record
Deed Document Number199742297
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1097 LARCH AVE, MORAGA, CA 94556-1851
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 LARCH AVE, MORAGA, CA 94556-1851

Mortgage

Document Number0000313383
DateDec 15, 2020
Instrument2020-313383
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$670,359 (+2%) Land $365,466 Building $304,893
2025$8,958.00 (+5.66%) Homeowner's exemption$657,215 (+4.04%) Land $358,300 Building $298,915
2023$8,478.00 (+1.53%) Homeowner's exemption$631,696 Land $344,388 Building $287,308
2022$8,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
T-Mobile
Fixed Wireless		100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Larch Ave

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