1090 Larch Ave, Moraga, CA 94556 Property Records

Contra Costa County property record for 1090 Larch Ave, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,633 sqft · built 1960
Lot Size	0.287 acres (12,480 sqft)
Owner	2 Company Names on Record
Last Sale	$925,000 (Feb 2011)
Tax Bill	$14,825 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`258-261-001-6`

Property Details

APN / Parcel Number

Primary APN	`258-261-001-6`
Alternative APN	`258-261-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,633 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,633 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	12,480 sqft (0.287 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1090 LARCH AVE
City	MORAGA
State	CA
Zip	94556-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2441 165
Legal Subdivision	REGENCY WOODS UNIT 4
Legal Tract	2441
Legal Lot Number	165
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8951 CAMINITO VERANO, LA JOLLA, CA 92037-1606
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 8, 2021	Intrafamily Transfer, Transfer
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Feb 10, 2021	Intrafamily Transfer, Transfer
Feb 10, 2021	Intrafamily Transfer, Transfer
Feb 10, 2021	Intrafamily Transfer, Transfer
Aug 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2011 · Amount on Record
Deed Sale	Feb 10, 2011 · Amount on Record
Deed Document Number	201131256
Last Transfer Date	Oct 27, 2021
Transfer Doc	0000310541
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223779
Date	Nov 29, 2017
Instrument	2017-223779

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 8, 2021
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Document Number	0000310541
Map Reference	MB 69 PG 9
Instrument Date	Oct 27, 2021
Instrument	2021-310541
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 LARCH AVE, MORAGA, CA 94556-1855

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148856
Date	Aug 17, 2017
Instrument	2017-148856

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2021
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Document Number	0000041848
Map Reference	MB 69 PG 9
Instrument Date	Jan 28, 2021
Instrument	2021-041848
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 LARCH AVE, MORAGA, CA 94556-1855

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2021
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Document Number	0000041566
Map Reference	MB 69 PG 9
Instrument Date	Jan 28, 2021
Instrument	2021-041566
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1090 LARCH AVE, MORAGA, CA 94556-1855

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2021
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Document Number	0000041978
Map Reference	MB 69 PG 9
Instrument Date	Jan 28, 2021
Instrument	2021-041978
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 LARCH AVE, MORAGA, CA 94556-1855

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 7, 2020
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Document Number	0000165588
Instrument Date	Jul 28, 2020
Instrument	165588
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1090 LARCH AVE MORAGA CA 945561855, MORAGA, CA 94556-1855

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2020
Property Address	1090 LARCH AVE, MORAGA, CA 94556-1855
Document Number	0000159413
Map Reference	MB 69 PG 9
Instrument Date	Jul 9, 2020
Instrument	2020-159413
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ADVANTAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 LARCH AVE, 1090, MORAGA, CA 94556-1855

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1090 LARCH AVE, MORAGA, CA 94556-1855

Mortgage

Document Number	0000159414
Date	Jul 31, 2020
Instrument	2020-159414

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,208,778 (+2%) Land $950,692 Building $258,086
2025	$14,825.00 (+5.8%) Homeowner's exemption	$1,185,077 (+4.04%) Land $932,051 Building $253,026
2023	$14,012.00 (+1.6%) Homeowner's exemption	$1,139,060 Land $895,859 Building $243,201
2022	$13,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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