Maricopa County property record for 1077 E Elgin St, Gilbert, AZ 85295 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,382 sqft Living Area |
| Lot Size | 7,590 sqft (0.174 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2021) |
| Tax Bill | $2,617.00 (2025) |
| Primary APN | 304-45-302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 2,542 sqft Gross Area |
| 1st Floor | 2,382 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Concrete Roof |
| Lot Area | 7,590 sqft (0.174 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 286 sqft Pool |
| Patio Area | 160 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1077 E ELGIN ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-1724 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 32 |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 18 |
| Legal Lot Number | 88 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 815402 |
Source: Maricopa County records · APN 304-45-302
Assessment roll updated October 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Jul 16, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2011 · Amount on Record |
| Deed Doc Number | 20211268387 |
| Prior Transfer Date | Feb 22, 2005 |
| Prior Transfer Doc | 0000362573 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Investor | Possibly a Property Investor |
| Document Number | 0000444075 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 20220444075 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 30, 2021 |
| Property Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Document Number | 0001268387 |
| Map Reference | MB 573 PG 41 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 20211268387 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | MAGNUS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Document Number | 0001268388 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 20211268388 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1077 E ELGIN ST, GILBERT, AZ 85295-1724 |
| Document Number | 0000589202 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1077 E ELGIN ST GILBERT AZ 852951724, GILBERT, AZ 85295-1724 |
| Document Number | 0000589202 |
|---|---|
| Date | Aug 03, 2018 |
| Instrument | 589202 |
| Name | NATIONAL BK/AZ |
|---|---|
| Type | Bank |
| Address | GILBERT, AZ 85295 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,650 (+71.29%) | $586,500 (+7.01%) Land $117,300 Building $469,200 | |
| 2025 | $2,617.00 (+3.15%) | $34,241 (-39.79%) | $548,100 (-3.62%) Land $109,600 Building $438,500 |
| 2024 | $56,870 | $568,700 Land $113,700 Building $455,000 | |
| 2023 | $2,537.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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