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1097 Dorado Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1097 Dorado Dr, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,045 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Nov 2021)
Tax Bill$2,479 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN273059-0170

Property Details

APN / Parcel Number

Primary APN273059-0170

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,045 sqft Living Area
Gross Area1,309 sqft
1st Floor Area880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions122 ft deep x 71 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area210 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1097 DORADO DR
CitySAINT AUGUSTINE
StateFL
Zip32086-7086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12-28 ST AUG SHORES UNIT 3 LOT 17 BLK 59 OR5422/484
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT 3
Legal Block59
Legal Lot Number17
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1011
Census Tract21211

Owner

Source: St. Johns County records · APN 273059-0170

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1097 DORADO DR, SAINT AUGUSTINE, FL 32086-7086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Deed Document Number2021124944
Deed Book / Page5422 / 484
Prior Transfer DateMar 12, 2010
Prior Transfer Doc0032991205
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 17, 2021
Property Address1097 DORADO DR, SAINT AUGUSTINE, FL 32086-7086
Document Number0054220484
Book / Page5422 / 484
Map ReferenceMB 12 PG 27-32
Instrument DateNov 15, 2021
Instrument2021124944
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyOSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,736.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 HOLLY BERRY LN, 137, JACKSONVILLE, FL 32259-8897

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 DORADO DR, SAINT AUGUSTINE, FL 32086-7086

Mortgage

Document Number5422486
DateNov 17, 2021
Instrument5422/486
Lender
NameOVM FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$208,454 (+5.28%)$212,388 (+0.14%) Land $84,632 Building $127,756
2025$2,479.00 (+14.13%) Homeowner's exemption$198,008 (+5.99%)$212,081 (+3.69%) Land $79,875 Building $132,206
2024$2,172.00 (+2.16%)
2023$2,126.00 (+3.51%) Homeowner's exemption$186,823 (+3%)$204,535 (+12.76%) Land $79,875 Building $124,660
2022$2,054.00 Homeowner's exemption$181,382$181,382 Land $51,688 Building $129,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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