1091 Dorado Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1091 Dorado Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 998 sqft · built 1981
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$192,000 (Aug 2019)
Tax Bill$334 (2025)
Deeds & MortgagesApr 2018 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN273059-0180

Property Details

APN / Parcel Number

Primary APN273059-0180

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area998 sqft Living Area
1st Floor Area902 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Lot Dimensions112 ft deep x 74 ft wide
Garage TypeCarport
Garage Area192 sqft
CarportCarport
Carport Area192 sqft
PorchFinished/Open Porch
Porch Area144 sqft
Deck Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1091 DORADO DR
CitySAINT AUGUSTINE
StateFL
Zip32086-7086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description12-28 ST AUG SHORES UNIT 3 LOT 18 BLK 59 OR4783/44
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT 3
Legal Block59
Legal Lot Number18
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1011
Census Tract21211

Owner

Source: St. Johns County records · APN 273059-0180

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1091 DORADO DR, SAINT AUGUSTINE, FL 32086-7086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
AMERIS BANK
Apr 20, 2021Deed of Trust, Mortgage · VA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Aug 22, 2019Warranty Deed, Transfer
NFM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2019 · Amount on Record
Deed SaleAug 22, 2019 · Amount on Record
Deed Document Number201962252
Deed Book / Page4783 / 44
Prior Transfer DateJul 01, 2008
Prior Transfer Doc0031090783
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1091 DORADO DR, SAINT AUGUSTINE, FL 32086-7086
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045320134
DateApr 16, 2018
Book Page4532/0134
Instrument2018025368
Lender
NameAMERIS BANK
TypeBank
AddressSAINT AUGUSTINE, FL 32086
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueApr 05, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1091 DORADO DR, SAINT AUGUSTINE, FL 32086-7086
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 DORADO DR, SAINT AUGUSTINE, FL 32086-7086

Mortgage

Document Number0052411967
DateApr 20, 2021
Book Page5241/1967
Instrument2021043633
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 22, 2019
Property Address1091 DORADO DR, SAINT AUGUSTINE, FL 32086-7086
Document Number0047830044
Book / Page004783 / 000044
Instrument DateAug 08, 2019
Instrument62252
Transaction TypeTransfer
Record UpdatedSep 02, 2019
Title CompanyBLUE OCN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1091 DORADO DR ST AUGUSTINE FL 320867086, ST AUGUSTINE, FL 32086-7086

Mortgage

Document Number47830046
DateAug 22, 2019
Book Page004783/000046
Instrument62253
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$174,653 (+2.7%)$208,690 (-0.83%) Land $85,562 Building $123,128
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$170,061 (+5.99%)$210,427 (+2.72%) Land $80,752 Building $129,675
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$160,454 (+3%)$204,852 (+12.37%) Land $80,752 Building $124,100
2022$236.00 Disabled Person's exemption Veteran's exemption$155,781$182,297 Land $52,256 Building $130,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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