1097 Chippewa Dr, Elgin, IL 60120 Property Records

Cook County property record for 1097 Chippewa Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,427 sqft · built 1976
Lot Size	0.299 acres (13,008 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2010)
Tax Bill	$6,242 (2023)
Deeds & Mortgages	Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-07-114-010`

Property Details

APN / Parcel Number

Primary APN	`06-07-114-010`
Alternative APN	`06-07-114-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,008 sqft (0.299 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1097 CHIPPEWA DR
City	ELGIN
State	IL
Zip	60120-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LORDS) (PARK) MANOR (UNIT9) SUB PT OF LT 5 IN CIRCUI T COURT PARTITION OF PTS OF SECS 6 & 7 SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	LORDS PARK MANOR UNIT9
Legal Lot Number	5
Legal Unit	9
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2012
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1097 CHIPPEWA DR, ELGIN, IL 60120-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2010 · Amount on Record
Deed Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	201026029
Last Transfer Date	Oct 31, 2017
Transfer Doc	0000046018
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 8, 2019
Property Address	1097 CHIPPEWA DR, ELGIN, IL 60120-4020
Document Number	1906746018
Instrument Date	Oct 31, 2017
Instrument	6746018
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CHIPPEWA DR ELGIN IL 601204020, ELGIN, IL 60120-4020

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+16%) Land $9,106 Building $19,894	$290,000 (+16%) Land $91,060 Building $198,940
2023	$6,242.00 (-10.74%)
2022	$6,993.00	$24,999 Land $8,455 Building $16,544	$249,990 Land $84,550 Building $165,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20