1055 Chippewa Dr, Elgin, IL 60120 Property Records

Cook County property record for 1055 Chippewa Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,533 sqft · built 1974
Lot Size0.248 acres (10,800 sqft)
Owner2 Company Names on Record
Last Sale$164,000 (Sep 1995)
Deeds & MortgagesMar 2019 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-114-007

Property Details

APN / Parcel Number

Primary APN06-07-114-007
Alternative APN
  • 06-07-114-007-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,533 sqft Living Area
1st Floor Area1,533 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1055 CHIPPEWA DR
CityELGIN
StateIL
Zip60120-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(LORDS) (PARK) MANOR (UNIT9) SUB PT OF LT 5 IN CIRCUI T COURT PARTITION OF PTS OF SECS 6 & 7 SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionLORDS PARK MANOR UNIT9
Legal Lot Number5
Legal Unit9
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2012
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1055 CHIPPEWA DR, ELGIN, IL 60120-4020
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BK
Aug 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 1995 · Amount on Record
Deed SaleSep 20, 1995 · Amount on Record
Deed Document Number1995917
Last Transfer DateJul 25, 2025
Transfer Doc0000023229
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1055 CHIPPEWA DR, ELGIN, IL 60120-4020
Document Number1907301007
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedMar 21, 2019
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1055 CHIPPEWA DR ELGIN IL 601204020, ELGIN, IL 60120-4020

Mortgage

Document Number1907301007
DateMar 14, 2019
Instrument7301007
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 13, 2034
Interest
Rate4.25%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1055 CHIPPEWA DR, ELGIN, IL 60120-4020
Document Number1724439049
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1055 CHIPPEWA DR ELGIN IL 601204020, ELGIN, IL 60120-4020

Mortgage

Document Number1724439049
DateSep 1, 2017
Instrument24439049
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 31, 2037
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,000 (+24%) Land $7,560 Building $23,440$310,000 (+24%) Land $75,600 Building $234,400
2022Homeowner's exemption Senior Citizen's exemption$25,000 Land $7,020 Building $17,980$250,000 Land $70,200 Building $179,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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