Collier County property record for 1097 Cardinal St, Naples, FL 34104
| Property Type | Single Family Home |
|---|---|
| Details | 1,794 sqft · built 1987 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 295900 A 175A01 |
| Primary APN | 295900 A 175A01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | 420 sqft |
| Street Address | 1097 CARDINAL ST |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34104-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | FLAMINGO EST BLK A LOT 17 OR 1280 PG 67 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 1 |
| Legal Subdivision | FLAMINGO ESTATES |
| Legal Tract | 295900 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10602 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1097 CARDINAL ST, NAPLES, FL 34104-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2021 |
| Transfer Doc | 0059661525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 1097 CARDINAL ST, NAPLES, FL 34104-4401 |
| Document Number | 0059661525 |
| Book / Page | 5966 / 1525 |
| Map Reference | MB 10 PG 34&35 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 6079607 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1097 CARDINAL ST, NAPLES, FL 34104-4401 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,717 (+2.7%) | $390,043 (+7.01%) Land $224,073 Building $165,970 | |
| 2025 | $1,574.00 (+6.57%) Homeowner's exemption | $165,255 (+5.99%) | $364,507 (-20.2%) Land $254,555 Building $109,952 |
| 2024 | $1,477.00 (+2%) | ||
| 2023 | $1,448.00 (-0.34%) Homeowner's exemption | $155,920 (+3%) | $456,802 (+21.19%) Land $284,756 Building $172,046 |
| 2022 | $1,453.00 Homeowner's exemption | $151,379 | $376,918 Land $199,875 Building $177,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 364 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 units insured incl. 34 condo units |
| Nearby Flood Claims | 239 (1982–2024) |
| Claims Outside the SFHA | 12 of 239 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Blue Stream Fiber | 1,000 / 1,000 |
May also be available: Hotwire Communications, Verizon.
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