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1056 Cardinal St, Naples, FL 34104 Property Records

Collier County property record for 1056 Cardinal St, Naples, FL 34104

Property Summary

Property TypeSingle Family Home
Details1,817 sqft · built 1976
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Sep 2024)
Tax Bill$4,534 (2025)
Deeds & MortgagesMay 2018 Foreclosure
Flood ZoneZone AE (high risk)
APN295900 H 15A01

Property Details

APN / Parcel Number

Primary APN295900 H 15A01
Alternative APNs
  • 32487440002062400H15
  • 32487440002

Interior

Stories1 Story
Building Area1,817 sqft Living Area
1st Floor Area1,817 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area9,148 sqft (0.21 acres)
Pool Area360 sqft
Deck Area450 sqft

Location & Zoning

Street Address1056 CARDINAL ST
CityNAPLES
StateFL
Zip34104-4402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionFLAMINGO EST BLK H LOT 1
Legal Range25
Legal Township50
Legal Section1
Legal SubdivisionFLAMINGO ESTATES
Legal Tract295900
Legal BlockH
Legal Lot Number1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2023
Census Tract10602

Owner

1056 Cardinal St is owned by two individuals who bought it in September 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1540 SW 152ND PL, MIAMI, FL 33194-2694
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2024 · Amount on File
Deed SaleSep 20, 2024 · Amount on File
Prior SaleMay 25, 2018 · Amount on File
Deed Document Number20246595258
Deed Book / Page6400 / 281
Record UpdatedOct 29, 2026

May 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateMay 25, 2018
Property Address1056 CARDINAL ST, NAPLES, FL 34104-4402
Document Number0055133581
Book / Page005513 / 003581
Instrument DateMay 21, 2018
Instrument5561597
Transaction TypeForeclosure
Record UpdatedJun 18, 2018
Title CompanyBRYANT TITLE AND ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1056 CARDINAL ST NAPLES FL 341044402, NAPLES, FL 34104-4402

Mortgage

Document Number55133583
DateMay 25, 2018
Book Page005513/003583
Instrument5561598
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 24, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1056 Cardinal St was $4,534.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,037 (+1.81%) Land $228,116 Building $185,921$414,037 (+1.81%) Land $228,116 Building $185,921
2025$4,534.00$406,669 Land $263,682 Building $142,987$406,669 Land $263,682 Building $142,987
2023$2,880.00 (-1.74%) Homeowner's exemption$294,767 (+3%)$517,668 (+17.94%) Land $294,967 Building $222,701
2022$2,931.00 Homeowner's exemption$286,182$438,921 Land $210,395 Building $228,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1056 Cardinal St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 364 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies398 units insured
incl. 34 condo units
Nearby Flood Claims239 (1982–2024)
Claims Outside the SFHA12 of 239
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 67 claims
  • Hurricane Ian, Sep 2022 · 62 claims
  • Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1056 Cardinal St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Blue Stream
Fiber		1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Cardinal St

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