1097 Breen St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1097 Breen St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1950
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-11-0075`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-11-0075`
Alternative APNs	`8420199` `470387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	850 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	470387
Street Address	1097 BREEN ST
City	SAINT PAUL
State	MN
Zip	55106-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGSFORD PLACE LOT 3 BLK 5
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	KINGSFORD PLACE
Legal Block	5
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	31801

Owner

1097 Breen St is owned and occupied by two individuals.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1097 BREEN ST, SAINT PAUL, MN 55106-2906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Closed-End Mortgage THINK MUTUAL BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1097 BREEN ST, SAINT PAUL, MN 55106-2906
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 BREEN ST, SAINT PAUL, MN 55106-2906

Mortgage

Document Number	0T02809922
Date	Jan 29, 2026
Instrument	T02809922

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1097 BREEN ST, SAINT PAUL, MN 55106-2906
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02691801
Date	Mar 1, 2021
Instrument	T02691801

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1097 Breen St was $3,954 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,100 Land $35,000 Building $233,100	$268,100 Land $35,000 Building $233,100
2025	$3,954.00
2023	$3,926.00 Homeowner's exemption	$254,200 Land $25,000 Building $229,200	$254,200 Land $25,000 Building $229,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 Breen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1097 Breen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

Nearby Properties on Breen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures