1086 Breen St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1086 Breen St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,387 sqft · built 1953
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jan 2021)
Tax Bill	$5,824 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-11-0021`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-11-0021`
Alternative APNs	`8203803` `233999`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Family Room	Family Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	195 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	233999
Street Address	1086 BREEN ST
City	SAINT PAUL
State	MN
Zip	55106-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGSFORD PLACE SUBJ TO ST; LOT 6 BLK 6
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	KINGSFORD PLACE
Legal Block	6
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	31801

Owner

1086 Breen St is owned and occupied by an individual who bought it in January 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1086 BREEN ST, SAINT PAUL, MN 55106-2907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit ST PAUL FCU
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ST PAUL FCU
Jan 15, 2021	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	20212687063
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1086 BREEN ST, SAINT PAUL, MN 55106-2907
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02802552
Date	Sep 26, 2025
Instrument	T02802552

Lender

Name	ST PAUL FCU
Type	Credit Union
Address	SAINT PAUL, MN 55106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1086 BREEN ST, SAINT PAUL, MN 55106-2907
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02765238
Date	Nov 28, 2023
Instrument	T02765238

Lender

Name	ST PAUL FCU
Type	Credit Union
Address	SAINT PAUL, MN 55106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 15, 2021
Property Address	1086 BREEN ST, SAINT PAUL, MN 55106-2907
Document Number	0002687063
Instrument Date	Dec 4, 2020
Instrument	2687063
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$823.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 BREEN ST ST PAUL MN 551062907, ST PAUL, MN 55106-2907

Mortgage

Document Number	2687064
Date	Jan 15, 2021
Instrument	2687064

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Breen St was $5,824 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,100 Land $35,000 Building $264,100	$299,100 Land $35,000 Building $264,100
2025	$5,824.00
2023	$4,524.00 Homeowner's exemption	$284,700 Land $25,000 Building $259,700	$284,700 Land $25,000 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Breen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1086 Breen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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