1097 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1097 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,481 sqft · built 1993
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Feb 2011)
Tax Bill	$10,641 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale
Flood Zone	Zone VE (high risk)
APN	`05-07S-01W-1032-0000-0060`

Property Details

APN / Parcel Number

Primary APN	`05-07S-01W-1032-0000-0060`
Alternative APN	`01W07S05103200000060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,481 sqft Living Area
Gross Area	2,647 sqft
1st Floor Area	2,481 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bungalow
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	22,695 sqft (0.521 acres)
Lot Dimensions	284 ft deep x 80 ft wide
View / Lot	Gulf
Porch	Finished Screened Porch
Porch Area	874 sqft
Deck Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1097 ALLIGATOR DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 HOLIDAY BEACH LOT 6 228/130 188/620 226/342 274/238 188/620 854/797 894/754 1020/612 1029/626 1149/560
Legal Range	01W
Legal Township	07S
Legal Section	05
Legal Subdivision	HOLIDAY BEACH
Legal Lot Number	6
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1097 ALLIGATOR DR, PANACEA, FL 32346-5107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Affidavit of Death of Trustee, Transfer
Jun 22, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2011 · Amount on Record
Deed Sale	Feb 16, 2011 · Amount on Record
Prior Sale	Sep 15, 2010 · Amount on Record
Deed Document Number	20119364
Deed Book / Page	1029 / 626
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	0000005042
Record Updated	Oct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	FRANKLIN FL
Recording Date	Jun 22, 2026
Property Address	1097 ALLIGATOR DR, PANACEA, FL 32346-5107
Document Number	0000002789
Book / Page	1447 / 428
Instrument Date	Jun 22, 2026
Instrument	20262789
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FRANKLIN FL
Recording Date	Jun 22, 2026
Property Address	1097 ALLIGATOR DR, PANACEA, FL 32346-5107
Document Number	0000002790
Book / Page	1447 / 435
Instrument Date	Jun 12, 2026
Instrument	20262790
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 N JACKSON ST, QUINCY, FL 32351-1729

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,641.00 (+10.9%)	$1,110,647 (+17.66%) Land $545,280 Building $565,367	$1,110,647 (+17.66%) Land $545,280 Building $565,367
2024	$9,595.00 (+9.66%)	$943,960 (+22.11%) Land $374,880 Building $569,080	$943,960 (+22.11%) Land $374,880 Building $569,080
2023	$8,750.00 (+1.2%)	$773,068 (+3.81%) Land $343,072 Building $429,996	$773,068 (+3.81%) Land $343,072 Building $429,996
2022	$8,646.00	$744,722 Land $343,072 Building $401,650	$744,722 Land $343,072 Building $401,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Alligator Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures