1081 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1081 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,304 sqft · built 1965
Lot Size	0.596 acres (25,962 sqft)
Owner	2 Company Names on File
Tax Bill	$95 (2025)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone VE (high risk)
APN	`05-07S-01W-1032-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`05-07S-01W-1032-0000-0010`
Alternative APN	`01W07S05103200000010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,304 sqft
Flooring	Wood
Interior Walls	Wood
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,962 sqft (0.596 acres)
Lot Dimensions	325 ft deep x 80 ft wide
View / Lot	Gulf
Porch	Finished Screened Porch
Porch Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1081 ALLIGATOR DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 HOLIDAY BEACH LOT 1 OR/222/286 344/298 551/136 1323/774-LIFE ESTATE
Legal Range	01W
Legal Township	07S
Legal Section	05
Legal Subdivision	HOLIDAY BEACH
Legal Lot Number	1
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1081 Alligator Dr is owned by a company that acquired it in January 2022 and is owner-occupied.

Source: Franklin County records, as of March 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	1081 ALLIGATOR DR, PANACEA, FL 32346-5107
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 10, 2022
Transfer Doc	0019000290
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Jan 14, 2022
Property Address	1081 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5107
Document Number	0019000290
Book / Page	1323 / 774
Map Reference	MB 4 PG 3
Instrument Date	Jan 10, 2022
Instrument	202219000290
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 ALLIGATOR DR, 1081, ALLIGATOR POINT, FL 32346-5107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 BETTON RD, TALLAHASSEE, FL 32308-0745

Tax Assessment & Valuation

The 2025 property tax bill for 1081 Alligator Dr was $95 with exemptions applied.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$95.00 Homeowner's exemption Veteran's exemption	$348,226 (+2.9%)	$734,186 (+35.94%) Land $624,000 Building $110,186
2024	$95.00 Homeowner's exemption	$338,412 (+3%)	$540,089 (+12.34%) Land $429,000 Building $111,089
2023	$95.00 Homeowner's exemption	$328,555 (+3%)	$480,784 (+5.09%) Land $392,600 Building $88,184
2022	$95.00 Homeowner's exemption	$318,985	$457,493 Land $392,600 Building $64,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1081 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Alligator Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50