10963 218th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 10963 218th Ter, O Brien, FL 32071

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,860 sqft · built 2019
Lot Size	4.01 acres (174,676 sqft)
Owner	Individual Name on Record
Last Sale	$16,900 (Jun 2019)
Tax Bill	$1,052 (2024)
Deeds & Mortgages	Nov 2019 Loan Modification Jun 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-05S-13E-09121-060370`

Property Details

APN / Parcel Number

Primary APN	`13-05S-13E-09121-060370`
Alternative APN	`09121060370`

Interior

Full Baths	1 Bath
Building Area	1,860 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Lot Area	174,676 sqft (4.01 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09121060370
Street Address	10963 218TH TER
City	O BRIEN
State	FL
Zip	32071-2656
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG LOT 37 THE TIMBERS SUB UNIT 6 ORB 2121 P 153 WD YR 2020
Legal Range	13E
Legal Township	05S
Legal Section	13
Legal Subdivision	THE TIMBERS SUB
Legal Lot Number	37
Legal Unit	6
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	3
Census Block	3012
Census Tract	970601

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10963 218TH TER, O BRIEN, FL 32071-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Loan Modification, Mortgage FIRST FED'L SVGS BK
Jun 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK
Oct 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2019215520
Deed Book / Page	2121 / 0153
Record Updated	Jun 8, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	10963 218TH TER, O BRIEN, FL 32071-2656
Document Number	0000220240
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10963 218TH TER O BRIEN FL 32071, O BRIEN, FL 32071

Mortgage

Document Number	0000220240
Date	Nov 4, 2019
Book Page	002150/000364
Instrument	220240

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 4, 2019
Property Address	10963 218TH TER, O BRIEN, FL 32071-2656
Document Number	0000215520
Book / Page	2121 / 0153
Map Reference	MB 1 PG 244
Instrument Date	May 3, 2019
Instrument	2019215520
Transaction Type	Construction Loan
Record Updated	Feb 1, 2022
Title Company	ABSTRACT TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$118.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218TH TERRACE, O BRIEN, FL 32071

Mortgage

Document Number	0000000154
Date	Jun 4, 2019
Instrument	2121-0154

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 26, 2018
Property Address	10963 218TH TER, O BRIEN, FL 32071-2656
Document Number	0000208665
Book / Page	002082 / 000003
Instrument Date	Oct 19, 2018
Instrument	208665
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 GRAND COVE WAY #4C EDGEWATER NJ 070207216, 4C, EDGEWATER, NJ 07020-7216
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,992 (+5.99%)	$158,968 (+48.21%) Land $26,867 Building $132,101
2024	$1,052.00 (+3.34%)
2023	$1,018.00 (-2.4%) Homeowner's exemption	$90,570 (+3%)	$107,259 (+12.57%) Land $26,867 Building $80,392
2022	$1,043.00 Homeowner's exemption	$87,932	$95,281 Land $20,050 Building $75,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon.

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