10947 218th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 10947 218th Ter, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2007
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Mar 2017)
Tax Bill	$355 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-05S-13E-09121-060360`

Property Details

APN / Parcel Number

Primary APN	`13-05S-13E-09121-060360`
Alternative APN	`09121060360`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2021
Exterior Material	Logs
Lot Area	174,676 sqft (4.01 acres)
Garage Area	720 sqft
Porch	Finished/Screened Porch
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	09121060360
Street Address	10947 218TH TER
City	O BRIEN
State	FL
Zip	32071-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 36 THE TIMBERS SUB UNIT 6 ORB 1978 P 239-40 WD YR 2017 (ALLAN NEAL SANDELSTEIN DECEASED PER STATE RECORDS 6-25-23)
Legal Range	13E
Legal Township	05S
Legal Section	13
Legal Subdivision	THE TIMBERS SUB
Legal Lot Number	36
Legal Unit	6
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	3
Census Block	3012
Census Tract	970601

Owner

10947 218th Ter is owned and occupied by two individuals who bought it in March 2017.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10947 218TH TER, O BRIEN, FL 32071-2656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Mar 31, 2017	Warranty Deed, Transfer · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Oct 6, 2003 · Amount on File
Deed Document Number	2017191375
Deed Book / Page	01978 / 0239
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	10947 218TH TER, O BRIEN, FL 32071-2656
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248588
Date	Feb 4, 2022
Book Page	2332/243
Instrument	2022248588

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	10947 218TH TER, O BRIEN, FL 32071-2656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220165
Date	Nov 1, 2019
Book Page	2150/0110
Instrument	2019220165

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 31, 2017
Property Address	10947 218TH TER, O BRIEN, FL 32071-2656
Document Number	0000191375
Book / Page	001978 / 000239
Instrument Date	Mar 30, 2017
Instrument	191375
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18461 NW 144TH AVE WILLISTON FL 326964226, WILLISTON, FL 32696-4226

Mortgage

Document Number	191376
Date	Mar 31, 2017
Book Page	001978/000241
Instrument	191376

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,789	$300,958 Land $26,867 Building $274,091
2024	$355.00
2023	$355.00 (+2.9%)	$177,182 (+3%)	$277,013 (+36.04%) Land $26,867 Building $250,146
2022	$345.00	$172,021	$203,624 Land $20,050 Building $183,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10947 218th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10947 218th Ter is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon.

Nearby Properties on 218th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures