Winnebago County property record for 10962 Bayberry Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,194 sqft · built 1978 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Sep 2015) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-35-301-001 |
| Primary APN | 04-35-301-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Lot Area | 29,185 sqft (0.669 acres) |
| Heating System | Gas |
|---|
| Old Parcel Number | 034A140 |
|---|---|
| Street Address | 10962 BAYBERRY DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 2 OF STAGE COACH HILLS SUB BNG SUB PT S 1/2 NE 1/4 SEC 34 & PT W 1/2 SW 1/4 SEC 35-46-2 LOT 040 |
| Legal Range | 02 |
| Legal Township | 46 |
| Legal Section | 35 |
| Legal Subdivision | STAGE COACH HILLS SUB |
| Legal Lot Number | 40 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 3903 |
Source: Winnebago County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10962 BAYBERRY DR, ROSCOE, IL 61073-8146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2015 · Amount on Record |
| Deed Sale | Sep 8, 2015 · Amount on Record |
| Prior Sale | Feb 23, 1998 · Amount on Record |
| Deed Document Number | 1528091 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10962 BAYBERRY DR, ROSCOE, IL 61073-8146 |
| Document Number | 0001020680 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10962 BAYBERRY DR ROSCOE IL 610738146, ROSCOE, IL 61073-8146 |
| Document Number | 0001020680 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 1020680 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 27, 2045 |
| Rate | 2.95% |
|---|
Source: Winnebago County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $52,309 Land $8,422 Building $43,887 | $156,927 Land $25,266 Building $131,661 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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