10955 Bayberry Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 10955 Bayberry Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1979
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Nov 2014)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-35-302-001`

Property Details

APN / Parcel Number

Primary APN	`04-35-302-001`
Alternative APNs	`435302001` `034A139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	33,541 sqft (0.77 acres)
Garage Area	945 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	10955 BAYBERRY DR
City	ROSCOE
State	IL
Zip	61073-8147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2 OF STAGE COACH HILLS SUB BNG SUB PT S 1/2 NE 1/4 SEC 34 & PT W 1/2 SW 1/4 SEC 35-46-2 LOT 039
Legal Range	2
Legal Township	46
Legal Section	35
Legal Subdivision	PLAT 2 OF STAGE COACH HILLS SUB
Legal Lot Number	39
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2014
Census Tract	3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10955 BAYBERRY DR, ROSCOE, IL 61073-8147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2014 · Amount on Record
Deed Sale	Nov 17, 2014 · Amount on Record
Last Transfer Date	Feb 13, 2020
Transfer Doc	0001004788
Record Updated	Sep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 20, 2020
Property Address	10955 BAYBERRY DR, ROSCOE, IL 61073-8147
Document Number	0001004788
Instrument Date	Feb 13, 2020
Instrument	1004788
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10955 BAYBERRY DR ROSCOE IL 610738147, ROSCOE, IL 61073-8147

Mortgage

Document Number	1004789
Date	Feb 20, 2020
Instrument	1004789

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00 (+4.26%) Homeowner's exemption	$74,775 (+9.49%) Land $11,246 Building $63,529	$224,325 (+9.49%) Land $33,738 Building $190,587
2024	$5,137.00	$68,294 (+21.89%) Land $10,271 Building $58,023	$204,882 (+21.89%) Land $30,813 Building $174,069
2022	Homeowner's exemption	$56,027 Land $8,426 Building $47,601	$168,081 Land $25,278 Building $142,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20