DeSoto County property record for 1096 Thousand Oaks Dr, Hernando, MS 38632
| Property Type | Commercial |
|---|---|
| Details | 6,000 sqft · built 1995 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,758 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-00-0-00002-11 |
| Primary APN | 3-07-4-17-00-0-00002-11 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 6,000 sqft Adjusted Area |
| 1st Floor Area | 6,000 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 74,052 sqft (1.7 acres) |
| Street Address | 1096 THOUSAND OAKS DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6003 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-2 |
| Legal Description | THOUSAND OAKS BUSINESS CENTER SEC D LOT 4 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | THOUSAND OAKS BUSINESS CENTER SEC D |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71001 |
Source: DeSoto County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 985 MORROW CREST DR, HERNANDO, MS 38632-8530 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Sep 22, 2023 | Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA |
| Sep 1, 2023 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1096 THOUSAND OAKS DR, HERNANDO, MS 38632-6003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 985 MORROW CREST DR, HERNANDO, MS 38632-8530 |
| Document Number | 5660/88228 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 5660/88228 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 22, 2023 |
| Property Address | 1096 THOUSAND OAKS DR, HERNANDO, MS 38632-6003 |
| Document Number | 1023/17159 |
| Book / Page | 1023 / 17159 |
| Map Reference | MB 48 PG 33 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 980, WATER VALLEY, MS 38965-0980 |
| Name | Verified Name |
|---|---|
| Address | 985 MORROW CREST DR, HERNANDO, MS 38632-8530 |
| Document Number | 0566088228 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 5660/88228 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2043 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 1, 2023 |
| Property Address | 1096 THOUSAND OAKS DR, HERNANDO, MS 38632-6003 |
| Document Number | 1023/16038 |
| Book / Page | 1023 / 16038 |
| Map Reference | MB 48 PG 33 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 942 MORROW CREST DR, HERNANDO, MS 38632-8541 |
| Name | Verified Name |
|---|---|
| Address | 2385 E WAYLAND ST, SPRINGFIELD, MO 65804-3332 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,758.00 (+5.24%) | $66,597 (+25.33%) Land $22,216 Building $44,381 | $443,979 (+25.33%) Land $148,104 Building $295,875 |
| 2023 | $7,372.00 | $53,139 (-) | $354,258 (-) Land $148,104 Building $206,154 |
| 2022 | $7,372.00 | $53,139 Land $22,216 Building $30,923 | $354,258 Land $148,104 Building $206,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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