1074 Thousand Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1074 Thousand Oaks Dr, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	4,209 sqft · built 2002
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on File
Tax Bill	$9,643 (2025)
Deeds & Mortgages	Oct 2017 Construction Loan Oct 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-17-00-0-00002-10`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-17-00-0-00002-10`

Interior

Units	6 Units
Stories	2 Stories
Building Area	4,209 sqft Adjusted Area
Gross Area	6,728 sqft
1st Floor Area	4,203 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,848 sqft (0.8 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	1074 THOUSAND OAKS DR
City	HERNANDO
State	MS
Zip	38632-7886
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THOUSAND OAKS BUSINESS CENTER SEC C LOT 3
Legal Range	007
Legal Township	03S
Legal Section	17
Legal Subdivision	THOUSAND OAKS BUSINESS CENTER SEC C
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-4-17-00-0-00002-10

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	100 COMO TRACE DR, SENATOBIA, MS 38668-4178
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · Construction Mortgage FINANCIAL FEDERAL BANK
Oct 20, 2017	Deed of Trust, Mortgage · Construction Mortgage FINANCIAL FEDERAL BANK
Oct 20, 2017	Deed of Trust, Mortgage · Construction Mortgage FINANCIAL FEDERAL BANK
Oct 20, 2017	Deed of Trust, Mortgage · Construction Mortgage FINANCIAL FEDERAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2025
Deed Sale	Feb 06, 2025
Prior Sale	Nov 04, 2024 · Amount on Record
Deed Book / Page	1025 / 2701
Prior Transfer Date	Jul 28, 2023
Prior Transfer Doc	1023013574
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1074 THOUSAND OAKS DR, HERNANDO, MS 38632-7886
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004438/097
Date	Oct 20, 2017
Book Page	4438/097
Instrument	T04438-00097

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 01, 2019

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1074 THOUSAND OAKS DR, HERNANDO, MS 38632-7886
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004438/103
Date	Oct 20, 2017
Book Page	4438/103
Instrument	T04438-00103

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 01, 2018

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1074 THOUSAND OAKS DR, HERNANDO, MS 38632-7886
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004438/115
Date	Oct 20, 2017
Book Page	4438/115
Instrument	T04438-00115

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 01, 2019

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1074 THOUSAND OAKS DR, HERNANDO, MS 38632-7886
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004438/109
Date	Oct 20, 2017
Book Page	4438/109
Instrument	T04438-00109

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 01, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,643.00 (+14.65%)	$82,780 (+36.54%) Land $10,454 Building $72,326	$551,871 (+36.54%) Land $69,696 Building $482,175
2023	$8,411.00	$60,625	$404,168 Land $69,696 Building $334,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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