1096 Sanders Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1096 Sanders Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,641 sqft · built 1961
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Nov 2018)
Tax Bill	$18,459 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-184-010-1`

Property Details

APN / Parcel Number

Primary APN	`258-184-010-1`
Alternative APN	`258-184-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area
1st Floor Area	2,641 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1975
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1096 SANDERS DR
City	MORAGA
State	CA
Zip	94556-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2592 25
Legal Subdivision	TOWN OF MORAGA
Legal Tract	2592
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	352102

Owner

1096 Sanders Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PWNING CORPORATION
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage CJAM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2018192601
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000101201
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084192
Date	Jun 6, 2019
Instrument	2019-084192

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014253
Date	Jan 23, 2020
Instrument	2020-014253

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 SANDERS DR, MORAGA, CA 94556-1917

Mortgage

Document Number	0000280602
Date	Nov 19, 2020
Instrument	2020-280602

Lender

Name	PWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 SANDERS DR, MORAGA, CA 94556-1917

Mortgage

Document Number	0000271190
Date	Sep 30, 2021
Instrument	2021-271190

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 30, 2018
Property Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Document Number	0000192601
Map Reference	MB 72 PG 33
Instrument Date	Nov 26, 2018
Instrument	2018-192601
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1096 SANDERS DR, MORAGA, CA 94556-1917

Mortgage

Document Number	0000192602
Date	Nov 30, 2018
Instrument	2018-192602

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1096 SANDERS DR, MORAGA, CA 94556-1917
Document Number	0000147204
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1096 SANDERS DR MORAGA CA 945561917, MORAGA, CA 94556-1917

Mortgage

Document Number	0000147204
Date	Sep 13, 2018
Instrument	147204

Lender

Name	CJAM EQUITY
Type	Bank
Address	WALNUT CREEK, CA 94597

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1096 Sanders Dr was $18,459.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,536,063 (+2%) Land $967,152 Building $568,911
2025	$18,459.00	$1,505,945 Land $948,189 Building $557,756
2023	$17,442.00 (+1.61%)	$1,447,470 Land $911,371 Building $536,099
2022	$17,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1096 Sanders Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 Sanders Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on Sanders Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures