1095 Sanders Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1095 Sanders Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1960
Lot Size	0.183 acres (7,990 sqft)
Owner	2 Trust Names on File
Last Sale	$1,167,500 (Dec 2017)
Tax Bill	$16,095 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-183-013-6`

Property Details

APN / Parcel Number

Primary APN	`258-183-013-6`
Alternative APN	`258-183-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,990 sqft (0.183 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1095 SANDERS DR
City	MORAGA
State	CA
Zip	94556-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2592 LOT 63
Legal Subdivision	TOWN OF MORAGA
Legal Tract	2592
Legal Lot Number	63
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3009
Census Tract	352102

Owner

1095 Sanders Dr is owner-occupied and held in a trust since August 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Feb 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 27, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Document Number	2017230629
Last Transfer Date	Aug 19, 2020
Transfer Doc	0000185275
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 27, 2020
Property Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Document Number	0000185275
Instrument Date	Aug 22, 2020
Instrument	185275
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1095 SANDERS DR MORAGA CA 945561937, MORAGA, CA 94556-1937

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 27, 2020
Property Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Document Number	0000185273
Map Reference	MB 72 PG 33
Instrument Date	Aug 19, 2020
Instrument	2020-185273
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1095 SANDERS DR, MORAGA, CA 94556-1937

Mortgage

Document Number	0000185274
Date	Aug 27, 2020
Instrument	2020-185274

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2020
Property Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Document Number	0000028044
Map Reference	MB 72 PG 33
Instrument Date	Feb 5, 2020
Instrument	2020-028044
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1095 SANDERS DR, MORAGA, CA 94556-1937

Mortgage

Document Number	0000028045
Date	Feb 13, 2020
Instrument	2020-028045

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2020
Property Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Document Number	0000028046
Instrument Date	Feb 5, 2020
Instrument	28046
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1095 SANDERS DR MORAGA CA 945561937, MORAGA, CA 94556-1937

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 8, 2017
Property Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Document Number	0000230629
Map Reference	MB72 PG33
Instrument Date	Nov 28, 2017
Instrument	2017-230629
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1095 SANDERS DR, MORAGA, CA 94556-1937

Mortgage

Document Number	0000230630
Date	Dec 8, 2017
Instrument	2017-230630

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 27, 2017
Property Address	1095 SANDERS DR, MORAGA, CA 94556-1937
Document Number	0000114385
Instrument Date	Jun 24, 2017
Instrument	114385
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,012.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	340 REO MAPLE DR DANVILLE CA 94506, DANVILLE, CA 94506
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Sanders Dr was $16,095 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,354,978 (+2%) Land $986,495 Building $368,483
2025	$16,095.00 Homeowner's exemption	$1,328,410 Land $967,152 Building $361,258
2023	$15,191.00 (+1.65%) Homeowner's exemption	$1,276,829 Land $929,598 Building $347,231
2022	$14,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1095 Sanders Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Sanders Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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