Schenectady County and Niskayuna Town property record for 1096 Regent St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,279 sqft · built 1928 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,805 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 50.6-5-2 |
| Primary APN | 422400 50.6-5-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Upper Floors Area | 507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 121 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1096 REGENT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | LOTS BELONGING TO FREDERICK LUKENS |
| Legal Block | 5 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 32000 |
1096 Regent St is owner-occupied and held in a trust since October 2025.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1096 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Intrafamily Transfer, Transfer COVE TITLE SERVICES, CORE TITLE SERVICES |
| Jun 8, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000002631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 6, 2026 |
| Property Address | 1096 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Number | 0000002631 |
| Map Reference | CAB A SL 327 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 202602631 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | COVE TITLE SERVICES, CORE TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1096 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1096 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1096 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025308 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 4765/319 |
| Instrument | 201725308 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 7, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1096 Regent St was $6,805 with a homeowner's exemption, up 0.5% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,805.00 (+0.53%) Homeowner's exemption | ||
| 2025 | $6,769.00 | $150,000 (-) Land $22,000 Building $128,000 | $222,200 (+11.1%) Land $32,589 Building $189,611 |
| 2024 | $150,000 (-) Land $22,000 Building $128,000 | $200,000 (+5.32%) Land $29,333 Building $170,667 | |
| 2023 | $150,000 Land $22,000 Building $128,000 | $189,900 Land $27,852 Building $162,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1096 Regent St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1096 Regent St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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