Schenectady County and Schenectady City property record for 1085 Regent St, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Specialized > Other |
|---|---|
| Lot Size | 9,400 sqft (0.216 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2018) |
| Tax Bill | $2,072.00 (2021) |
| Primary APN | 421500 50.31-3-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,400 sqft (0.216 acres) |
|---|---|
| Depth X Width | 200 ft x 47 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Heating Fuel | Oil Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | NISK |
|---|---|
| Street Address | 1085 REGENT ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Other |
| Legal Description | 25 P/O C/P LOT & GAR |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 50.31-3-2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1085 REGENT ST, SCHENECTADY, NY 12309-5824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PREMIUM MTG |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Deed Doc Number | 201841677 |
| Deed Book / Page | 1996 / 31 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1085 REGENT ST, SCHENECTADY, NY 12309-5824 |
| Document Number | 0000022188 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2020 |
| Title Company | ABAR ABSTRACT, ABAR ABS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1085 REGENT ST NISKAYUNA NY 123095824, NISKAYUNA, NY 12309-5824 |
| Document Number | 0000022188 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 005009/000090 |
| Instrument | 22188 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 18, 2018 |
| Property Address | 1085 REGENT ST, SCHENECTADY, NY 12309-5824 |
| Document Number | 0000041677 |
| Book / Page | 1996 / 031 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 201841677 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 VINCENT DR, 417, SCHENECTADY, NY 12303-5268 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3205 HAROLD ST, SCHENECTADY, NY 12306-1416 |
| Document Number | 0000041679 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 201841679 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,800 (-) Land $22,300 Building $5,500 | $46,034 (+30.82%) Land $36,927 Building $9,107 | |
| 2023 | $27,800 (-) Land $22,300 Building $5,500 | $35,190 (+3.8%) Land $28,228 Building $6,962 | |
| 2022 | $27,800 Land $22,300 Building $5,500 | $33,902 Land $27,195 Building $6,707 | |
| 2021 | $2,072.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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