Lowndes County property record for 1096 Ranson Rd, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,096 sqft · built 2005 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,291 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E000001903 |
| Primary APN | 20E000001903 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,096 sqft Adjusted Area |
| 1st Floor Area | 1,607 sqft |
| 2nd Floor Area | 964 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Patio Area | 912 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 029412 |
|---|---|
| Street Address | 1096 RANSON RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANSON RD |
| Legal Range | 17E |
| Legal Township | 18N |
| Legal Section | 05 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2106 |
| Census Tract | 1000 |
Source: Lowndes County records · APN 20E000001903
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1044 RANSON RD, COLUMBUS, MS 39701-8636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Nov 09, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2002 |
| Deed Sale | Apr 24, 2002 |
| Deed Document Number | 0020022453 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1096 RANSON RD, COLUMBUS, MS 39701-8636 |
| Document Number | 0020184671 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1046 RANSON RD COLUMBUS MS 397018636, COLUMBUS, MS 39701-8636 |
| Document Number | 0020184671 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 002018/024671 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1096 RANSON RD, COLUMBUS, MS 39701-8636 |
| Document Number | 0020193611 |
| Instrument Date | Nov 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1046 RANSON RD COLUMBUS MS 397018636, COLUMBUS, MS 39701-8636 |
| Document Number | 0020193611 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 002019/003611 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 04, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,291.00 (+1.02%) Homeowner's exemption | $16,548 (+14.63%) | $165,480 (+14.63%) Land $13,500 Building $151,980 |
| 2024 | $1,278.00 (+19.33%) | ||
| 2023 | $1,071.00 Homeowner's exemption | $14,436 | $144,360 Land $13,500 Building $130,860 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 36 (1983–2020) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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