1096 Hwy 109 S, Ruby, SC 29741 Property Records

Chesterfield County property record for 1096 Hwy 109 S, Ruby, SC 29741 · Last verified April 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 ba · 1,864 sqft · built 1989
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jul 2025)
Tax Bill	$181 (2025)
Deeds & Mortgages	Apr 2020 Sale & Line of Credit Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`105 000 000 041`

Property Details

APN / Parcel Number

Primary APN	`105 000 000 041`
Alternative APNs	`00014569` `00798593` `798593`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Total Area
1st Floor Area	1,864 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	92,783 sqft (2.13 acres)

Location & Zoning

Account Number	00014569
Street Address	1096 HIGHWAY 109 S
City	RUBY
State	SC
Zip	29741
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	2.13 ACRE LOT
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	MOUNT CROGHAN
Census Block Group	1
Census Block	1037
Census Tract	950300

Owner

Source: Chesterfield County records · APN 105 000 000 041

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1490 SHILOH ACRES RD, CHESTERFIELD, SC 29709-5202
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2020	Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 15, 2019	Other, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Apr 03, 2020 · Amount on Record
Deed Document Number	20252944
Deed Book / Page	576 / 1222
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	00519/1421
Record Updated	Jun 08, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 03, 2020
Property Address	1096 HIGHWAY 109 S, RUBY, SC 29741
Document Number	000528/462
Book / Page	528 / 462
Map Reference	MB C PG 46-E
Instrument Date	Mar 03, 2020
Instrument	202000001215
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 RUE FREEMAN RD, CHESTERFIELD, SC 29709-5108

Mortgage

Document Number	202000001216
Date	Apr 03, 2020
Instrument	202000001216

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 01, 2027

March 2019: Other, Transfer

Document Type	Other
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 15, 2019
Property Address	1096 HIGHWAY 109 S, RUBY, SC 29741
Document Number	00519/1421
Book / Page	519 / 1421
Instrument Date	Mar 15, 2019
Instrument	1038
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (-2.16%)	$570 (-5%) Land $510 Building $60	$9,500 (-5%) Land $8,500 Building $1,000
2023	$185.00	$600 Land $540 Building $60	$10,000 Land $9,000 Building $1,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1096 Hwy 109 S, Ruby, SC 29741 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Other, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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