617 Hwy 109 S, Ruby, SC 29741 Property Records

Chesterfield County property record for 617 Hwy 109 S, Ruby, SC 29741

Property Summary

Property Type	Rural Home
Details	built 2008
Lot Size	14.3 acres (622,908 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Sep 2007)
Tax Bill	$957 (2025)
Deeds & Mortgages	Feb 2020 Refinance Feb 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`130 000 000 053`

Property Details

APN / Parcel Number

Primary APN	`130 000 000 053`
Alternative APNs	`00016635` `00919093` `919093`

Exterior

Year Built	Built 2008
Lot Area	622,908 sqft (14.3 acres)
Total Buildings	3 Buildings

Location & Zoning

Account Number	00016635
Street Address	617 HIGHWAY 109 S
City	RUBY
State	SC
Zip	29741-5796
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 1
Legal Tract	1
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2074
Census Tract	950402

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 73, RUBY, SC 29741-0073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FOUNDERS FEDERAL CREDIT UNION
Feb 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FOUNDERS FEDERAL CREDIT UNION
Nov 16, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Oct 1, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Jun 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Sep 20, 2007	Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BANK AND TRUST CO IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2007 · Amount on Record
Deed Sale	Sep 20, 2007 · Amount on Record
Deed Document Number	0004381405
Deed Book / Page	438 / 1405
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	617 HIGHWAY 109 S, RUBY, SC 29741-5796
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00511/1039
Date	Feb 11, 2020
Book Page	511/1039
Instrument	202000000511

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	617 HIGHWAY 109 S, RUBY, SC 29741-5796
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00511/1024
Date	Feb 11, 2020
Book Page	511/1024
Instrument	202000000510

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	617 HIGHWAY 109 S, RUBY, SC 29741-5796
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00455/0745
Date	Nov 16, 2011
Book Page	455/0745
Instrument	201100003639

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2041

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	617 HIGHWAY 109 S, RUBY, SC 29741-5796
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00435/0733
Date	Oct 1, 2008
Book Page	435/0733
Instrument	200800004138

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2038

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	617 HIGHWAY 109 S, RUBY, SC 29741-5796
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00440/1126
Date	Jun 22, 2009
Book Page	440/1126
Instrument	200900002179

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

September 2007: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 20, 2007
Property Address	617 HIGHWAY 109 S, RUBY, SC 29741-5796
Document Number	00438/1405
Book / Page	438 / 1405
Map Reference	MB 26 PG 142
Instrument Date	Sep 20, 2007
Instrument	200700004538
Transaction Type	Construction Loan
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$224.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	NC 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MAYESVILLE RD, MORVEN, NC 28119-9628

Mortgage

Document Number	200700004539
Date	Sep 20, 2007
Instrument	200700004539

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (+27.43%)	$6,980 (+14.8%) Land $320 Building $6,660
2023	$751.00	$6,080 Land $280 Building $5,800	$213,900 Land $37,600 Building $176,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
RiverNet Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

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