1096 Calle Deceo, Chula Vista, CA 91913 Property Records

San Diego County property record for 1096 Calle Deceo, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,498 sqft · built 2018
Lot Size	0.93 acres (4,093 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Sep 2022)
Tax Bill	$18,309 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-385-07-00`

Property Details

APN / Parcel Number

Primary APN	`644-385-07-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,498 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,093 sqft (0.93 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1096 CALLE DECEO
City	CHULA VISTA
State	CA
Zip	91913-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 269 TR 016160
Legal Subdivision	16-02 OTAY RANCH VILLAGE 3 NOR
Legal Tract	016160
Legal Block	3
Legal Lot Number	269
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3062
Census Tract	13317

Owner

1096 Calle Deceo is owned and occupied by two individuals who bought it in September 2022.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Grant Deed, Transfer · VA Mortgage PATRIOT PACIFIC FINANCIAL CORP
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 21, 2018	Grant Deed, Transfer · VA Mortgage SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	2022376311
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2022
Property Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345
Document Number	0000376311
Map Reference	MAP 16160
Instrument Date	Sep 9, 2022
Instrument	2022-0376311
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000376313
Date	Sep 26, 2022
Instrument	2022-0376313

Lender

Name	PATRIOT PACIFIC FINANCIAL CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376883
Date	Sep 3, 2019
Instrument	2019-0376883

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000291286
Date	Apr 15, 2021
Instrument	2021-0291286

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2018
Property Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345
Document Number	0000395657
Map Reference	MAP 16160
Instrument Date	Jul 17, 2018
Instrument	2018-0395657
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE GUAR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1096 CALLE DECEO, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000395658
Date	Sep 21, 2018
Instrument	2018-0395658

Lender

Name	SHEA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1096 Calle Deceo was $18,309 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,024,063 (+2%) Land $353,604 Building $670,459
2025	$18,309.00 Homeowner's exemption	$1,003,984 Land $346,671 Building $657,313
2023	$17,392.00 (+24.82%)	$965,000 Land $333,210 Building $631,790
2022	$13,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1096 Calle Deceo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 Calle Deceo is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Calle Deceo

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures