1092 Calle Deceo, Chula Vista, CA 91913 Property Records

San Diego County property record for 1092 Calle Deceo, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,565 sqft · built 2018
Lot Size	0.82 acres (3,591 sqft)
Owner	2 Individual Names on File
Last Sale	$626,000 (Nov 2018)
Tax Bill	$14,775 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-385-06-00`

Property Details

APN / Parcel Number

Primary APN	`644-385-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,565 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,591 sqft (0.82 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1092 CALLE DECEO
City	CHULA VISTA
State	CA
Zip	91913-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 268 TR 016160
Legal Subdivision	CHULA VISTA 16-02 OTAY RANCH V
Legal Tract	016160
Legal Block	3
Legal Lot Number	268
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3062
Census Tract	13317

Owner

1092 Calle Deceo is owned and occupied by two individuals who bought it in November 2018.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1092 CALLE DECEO, CHULA VISTA, CA 91913-3345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 27, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Deed Document Number	2018488098
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1092 CALLE DECEO, CHULA VISTA, CA 91913-3345
Document Number	0000320010
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 CALLE DECEO CHULA VISTA CA 919133345, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000320010
Date	Aug 1, 2019
Instrument	320010

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2018
Property Address	1092 CALLE DECEO, CHULA VISTA, CA 91913-3345
Document Number	0000488098
Instrument Date	Nov 8, 2018
Instrument	488098
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 CALLE DECEO CHULA VISTA CA 919133345, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	488099
Date	Nov 27, 2018
Instrument	488099

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1092 Calle Deceo was $14,775 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,188 (+2%) Land $284,453 Building $427,735
2025	$14,775.00 Homeowner's exemption	$698,225 Land $278,876 Building $419,349
2023	$14,028.00 (+2.93%) Homeowner's exemption	$671,114 Land $268,048 Building $403,066
2022	$13,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1092 Calle Deceo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Calle Deceo is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: T-Mobile, Verizon.

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