10955 W Larch Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 10955 W Larch Rd, Tracy, CA 95304

Property Summary

Property TypeQuadplex
Details3 bd · 2 ba · 1,758 sqft · built 1961
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on File
Tax Bill$4,296 (2026)
Flood ZoneZone AE (high risk)
APN212-170-470-000

Property Details

APN / Parcel Number

Primary APN212-170-470-000
Alternative APN
  • 212-170-47

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units4 Units
Stories1 Story
Building Area1,758 sqft Living Area
1st Floor Area1,758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleQuadruplex
Lot Area117,612 sqft (2.7 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number212-170-47
Street Address10955 W LARCH RD
CityTRACY
StateCA
Zip95304-1506
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeRL
Legal Description95-FM PT 21217003/04/PT TO 48 94108633/94121779-80
Legal SubdivisionTRACY GARDEN FARMS
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1030
Census Tract5225

Owner

10955 W Larch Rd, a quadplex, is owned and occupied by two individuals who acquired it in November 1994.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10955 W LARCH RD, TRACY, CA 95304-1506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 1994
Deed SaleNov 7, 1994
Deed Document Number1994121779
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 10955 W Larch Rd was $4,296 with a homeowner's exemption, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,296.00 (+0.02%)
2025$4,295.00 Homeowner's exemption$348,188 Land $20,588 Building $327,600
2023$3,926.00 (+1.95%) Homeowner's exemption$334,670 Land $19,790 Building $314,880
2022$3,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10955 W Larch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10955 W Larch Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20

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