Pettis County property record for 10954 Harms Rd, Windsor, MO 65360
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,020 sqft · built 1998 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,285 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-9.0-31-0-00-001.103 |
| Primary APN | 20-9.0-31-0-00-001.103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 226,076 sqft (5.19 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10954 HARMS RD |
|---|---|
| City | WINDSOR |
| State | MO |
| Zip | 65360-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 KATY TRAIL ACRES |
| Legal Range | 23W |
| Legal Township | 44N |
| Legal Section | 31 |
| Legal Subdivision | KATY TRAIL ACRES |
| Legal Lot Number | 3 |
| Legal Unit | 107 |
| Jurisdiction | PETTIS MO |
| Township / Civil Division | GREEN RIDGE |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 480300 |
10954 Harms Rd is owned and occupied by two individuals.
Source: Pettis County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10954 HARMS RD, WINDSOR, MO 65360-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10954 Harms Rd was $1,285, up 5% from the year before.
Source: Pettis County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Pettis County |
| Unified School District | Henry County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,285.00 (+4.98%) | $29,680 (+5.96%) Land $1,950 Building $27,730 | |
| 2024 | $1,224.00 (+0.25%) | $28,010 (-) Land $1,950 Building $26,060 | $147,400 (-) Land $10,260 Building $137,140 |
| 2023 | $1,221.00 (-2.24%) | $28,010 (+0.86%) Land $1,950 Building $26,060 | $147,400 Land $10,260 Building $137,140 |
| 2022 | $1,249.00 | $27,770 Land $1,710 Building $26,060 | |
| 2021 | $146,140 Land $9,000 Building $137,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10954 Harms Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10954 Harms Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: GoNetspeed.
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