Pettis County property record for 10904 Harms Rd, Windsor, MO 65360
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 1998 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,902 (Aug 2016) |
| Tax Bill | $1,226 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-9.0-31-0-00-001.104 |
| Primary APN | 20-9.0-31-0-00-001.104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Basement Area | 1,748 sqft |
| Unfinished Basement | 1,748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 222,592 sqft (5.11 acres) |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10904 HARMS RD |
|---|---|
| City | WINDSOR |
| State | MO |
| Zip | 65360-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 KATY TRAIL ACRES |
| Legal Range | 23W |
| Legal Township | 44N |
| Legal Section | 31 |
| Legal Subdivision | KATY TRAIL ACRES |
| Legal Lot Number | 4 |
| Legal Unit | 107 |
| Jurisdiction | PETTIS MO |
| Township / Civil Division | GREEN RIDGE |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 480300 |
10904 Harms Rd is owned and occupied by an individual who bought it in August 2016.
Source: Pettis County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10904 HARMS RD, WINDSOR, MO 65360-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on File |
| Deed Sale | Aug 16, 2016 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10904 Harms Rd was $1,226, up 4% from the year before.
Source: Pettis County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Pettis County |
| Unified School District | Henry County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (+3.99%) | $28,330 (+5%) Land $2,050 Building $26,280 | |
| 2024 | $1,179.00 (+0.26%) | $26,980 (-) Land $1,950 Building $25,030 | $141,980 (-) Land $10,260 Building $131,720 |
| 2023 | $1,176.00 (-2.16%) | $26,980 (+0.9%) Land $1,950 Building $25,030 | $141,980 Land $10,260 Building $131,720 |
| 2022 | $1,202.00 | $26,740 Land $1,710 Building $25,030 | |
| 2021 | $140,720 Land $9,000 Building $131,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10904 Harms Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10904 Harms Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: GoNetspeed.
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