10950 Rustic Spoke, San Antonio, TX 78245 Property Records

Bexar County property record for 10950 Rustic Spoke, San Antonio, TX 78245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,243 sqft · built 2012
Lot Size	0.181 acres (7,863 sqft)
Owner	2 Individual Names on File
Last Sale	$186,800 (Mar 2013)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05197-709-0500`

Property Details

APN / Parcel Number

Primary APN	`05197-709-0500`
Alternative APN	`1178269`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,243 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	998 sqft
2nd Floor Area	1,245 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Material	Asphalt
Lot Area	7,863 sqft (0.181 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10950 RUSTIC SPOKE
City	SAN ANTONIO
State	TX
Zip	78245-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5197G (HILLCREST SUBD UT-6A PH 2), BLOCK 109 LOT 50 PER PLAT 9642/59-62 FILED 6/15/2012
Legal Subdivision	CB 5197G (HILLCREST SUBD UT-6A PH 2)
Legal Tract	50
Legal Block	109
Legal Lot Number	50
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3047
Census Tract	172002

Owner

10950 Rustic Spoke is owned and occupied by two individuals who acquired it in August 2020.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10950 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2013 · Amount on File
Deed Sale	Mar 22, 2013 · Amount on File
Deed Document Number	201356849
Deed Book / Page	16009 / 2254
Last Transfer Date	Aug 7, 2020
Transfer Doc	0000180576
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEXAR TX
Recording Date	Aug 11, 2020
Property Address	10950 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243
Document Number	0000180576
Instrument Date	Aug 7, 2020
Instrument	180576
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10950 RUSTIC SPOKE SAN ANTONIO TX 782453243, SAN ANTONIO, TX 78245-3243

Tax Assessment & Valuation

The 2025 property tax bill for 10950 Rustic Spoke was $3,921 with a homeowner's exemption, down 14.6% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Southwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 (-14.58%) Homeowner's exemption	$295,650 Land $68,530 Building $227,120	$295,650 Land $68,530 Building $227,120
2024	$4,590.00 (+9.52%)
2023	$4,191.00 (-13.46%) Homeowner's exemption	$326,350 Land $68,530 Building $257,820	$326,350 Land $68,530 Building $257,820
2022	$4,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10950 Rustic Spoke in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10950 Rustic Spoke is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20