Bexar County property record for 10939 Rustic Spoke, San Antonio, TX 78245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,243 sqft · built 2013 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,400 (Apr 2013) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05197-708-0140 |
| Primary APN | 05197-708-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 1,245 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Material | Asphalt |
| Lot Area | 4,950 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10939 RUSTIC SPOKE |
|---|---|
| City | SAN ANTONIO |
| State | TX |
| Zip | 78245-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CB 5197G (HILLCREST SUBD UT-6A PH 2), BLOCK 108 LOT 14 PER PLAT 9642/59-62 FILED 6/15/2012 |
| Legal Subdivision | CB 5197G (HILLCREST SUBD UT-6A PH 2) |
| Legal Tract | 14 |
| Legal Block | 108 |
| Legal Lot Number | 14 |
| Jurisdiction | BEXAR TX |
| Township / Civil Division | SAN ANTONIO WEST |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 172002 |
Source: Bexar County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10939 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Apr 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2013 · Amount on Record |
| Deed Sale | Apr 10, 2013 · Amount on Record |
| Deed Document Number | 201370456 |
| Deed Book / Page | 16043 / 2399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 10939 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | SECURITY SERVICES TITLE COMPANY, SECURITY SERVICES TTL CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000155250 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 20210155250 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 10939 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | SECURITY SERVICES TITLE COMPANY, SECURITY SERVICES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000155249 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 20210155249 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 10939 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10939 RUSTIC SPOKE, SAN ANTONIO, TX 78245-3243 |
| Document Number | 0000097245 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 20210097245 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | May 1, 2043 |
Source: Bexar County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bexar County |
| Unified School District | Southwest Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,616.00 (-16.55%) Homeowner's exemption | $279,540 (-10.69%) Land $52,420 Building $227,120 | $279,540 (-10.69%) Land $52,420 Building $227,120 |
| 2024 | $4,333.00 (+8.9%) | ||
| 2023 | $3,979.00 (-14.08%) Homeowner's exemption | $313,010 Land $52,420 Building $260,590 | $313,010 Land $52,420 Building $260,590 |
| 2022 | $4,631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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