10950 Rd 262, Union, MS 39365 Property Records

Neshoba County property record for 10950 Rd 262, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,296 sqft · built 2007
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Apr 2003)
Tax Bill	$668 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13500-32-010.000`

Property Details

APN / Parcel Number

Primary APN	`13500-32-010.000`
Alternative APN	`15678`

Interior

Full Baths	2 Baths
Building Area	2,296 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	1,045,440 sqft (24 acres)
Utility Building	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	15678
Street Address	10950 ROAD 262
City	UNION
State	MS
Zip	39365-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 OF NW 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	3
Census Block	3040
Census Tract	10600

Owner

10950 Rd 262 is owned and occupied by an individual who bought it in April 2003.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	10950 ROAD 262, UNION, MS 39365-5808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Oct 10, 2018	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES
Apr 5, 2018	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2003 · Amount on File
Deed Sale	Apr 29, 2003 · Amount on File
Deed Document Number	000A257367
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10950 ROAD 262, UNION, MS 39365-5808
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/7114
Date	Oct 25, 2023
Book Page	2023/7114
Instrument	2023-7114

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 23, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10950 ROAD 262, UNION, MS 39365-5808
Transaction Type	Mortgage
Record Updated	Nov 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/8288
Date	Oct 10, 2018
Book Page	2018/8288

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	NEWTON, MS 39345

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2023

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10950 ROAD 262, UNION, MS 39365-5808
Transaction Type	Mortgage
Record Updated	May 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2434
Date	Apr 5, 2018
Book Page	2018/2434

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	NEWTON, MS 39345

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 5, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 10950 Rd 262 was $668 with exemptions applied, down 5.6% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (-5.65%) Homeowner's exemption Senior Citizen's exemption	$14,940	$144,500 Land $10,940 Building $133,560
2024	$708.00 (-5.73%)
2023	$751.00 Homeowner's exemption Senior Citizen's exemption	$14,593	$140,850 Land $10,700 Building $130,150
2021	$765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10950 Rd 262 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10950 Rd 262 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Buckeye Cablesystem.

Nearby Properties on Rd 262

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