Carroll County property record for 1095 Wilda Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,637 sqft · built 1978 |
| Lot Size | 0.923 acres (40,196 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,253 (2026) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-039998 |
| Primary APN | 04-039998 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,637 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,196 sqft (0.923 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 039998 |
|---|---|
| Street Address | 1095 WILDA DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 15 - 40196 SF 1095 WILDA DR 17-4 SC 1 WHITE PINE ACRES |
| Legal Subdivision | WHITE PINE ACRES SEC 01 |
| Legal Lot Number | 15 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| May 27, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Feb 19, 2026 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 25, 2025 |
| Transfer Doc | 0116900267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 27, 2026 |
| Property Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Document Number | 1177000441 |
| Book / Page | 11772 / 441 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Document Number | 1177000441, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 11772/441 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 970 Months |
| Due | Mar 7, 2107 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 27, 2026 |
| Property Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Document Number | 1177000422 |
| Book / Page | 11772 / 422 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAND ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Document Number | 1177000422, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 11772/422 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 970 Months |
| Due | Mar 7, 2107 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 19, 2026 |
| Property Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Document Number | 0116900267 |
| Book / Page | 11690 / 267 |
| Map Reference | MB 17 FO 4 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1095 WILDA DR, WESTMINSTER, MD 21157-8344 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,253.00 (+4.62%) Homeowner's exemption | $498,800 (+2.05%) | $518,800 (+6.14%) Land $180,000 Building $338,800 |
| 2025 | $5,021.00 (+7.03%) Homeowner's exemption | $488,800 (+17.75%) Land $160,000 Building $328,800 | $488,800 (-) Land $160,000 Building $328,800 |
| 2023 | $4,691.00 Homeowner's exemption | $415,133 | $488,800 Land $160,000 Building $328,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures