Carroll County property record for 1091 Wilda Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,144 sqft · built 1980 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2016) |
| Tax Bill | $6,500 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-041933 |
| Primary APN | 04-041933 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,293 sqft (0.925 acres) |
| Garage Type | Basement |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 176 sqft |
| Patio Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 041933 |
|---|---|
| Street Address | 1091 WILDA DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 14 - 40293 SQ FT WILDA DR 18-82 SEC 1 PEACH MILL ESTS PLT A |
| Legal Subdivision | PEACH MILL ESTATES SEC 0 |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1091 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| May 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2016 · Amount on Record |
| Deed Sale | Oct 7, 2016 · Amount on Record |
| Prior Sale | Nov 15, 1995 · Amount on Record |
| Deed Book / Page | 8473 / 135 |
| Transfer Doc | 0000001625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0105010342 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 10501/342 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092810296 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 9281/0296 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 24, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 WILDA DR, WESTMINSTER, MD 21157-8344 |
| Document Number | 0098650478 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1091 WILDA DR WESTMINSTER MD 211578344, WESTMINSTER, MD 21157-8344 |
| Document Number | 0098650478 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 009865/000478 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,500.00 (+3.14%) Homeowner's exemption | $575,067 (+3.17%) | $610,400 (+9.51%) Land $180,000 Building $430,400 |
| 2025 | $6,302.00 (+7.23%) Homeowner's exemption | $557,400 (+7.16%) Land $160,000 Building $397,400 | $557,400 (-) Land $160,000 Building $397,400 |
| 2023 | $5,877.00 Homeowner's exemption | $520,133 | $557,400 Land $160,000 Building $397,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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