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1095 Welsh Rd, Reading, PA 19607 Property Records

Berks County property record for 1095 Welsh Rd, Reading, PA 19607 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 5,389 sqft · built 1890
Lot Size19.1 acres (835,045 sqft)
Owner2 Individual Names on File
Tax Bill$8,119 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN4395-11-65-2039

Property Details

APN / Parcel Number

Primary APN4395-11-65-2039
Alternative APNs
  • 39-4395-11-65-2039
  • 39227550
  • 227550

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area5,389 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialStone
Lot Area835,045 sqft
View / LotNeighborhood
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
Pool Area648 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number39227550
Street Address1095 WELSH RD
CityREADING
StatePA
Zip19607-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block65
Legal Lot NumberANNEX
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group3
Census Block3007
Census Tract11601

Owner

Source: Berks County records · APN 4395-11-65-2039

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1095 WELSH RD, READING, PA 19607-9332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
FULTON BANK
Nov 01, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 1987
Deed SaleDec 09, 1987
Deed Book / Page1978 / 736
Last Transfer DateOct 31, 2017
Transfer Doc0000040754
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Recording DateJun 22, 2026
Property Address1095 WELSH RD, READING, PA 19607-9332
Document Number0000019779
Instrument DateMay 07, 2026
Instrument202619779
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1095 WELSH RD, READING, PA 19607-9332

Mortgage

Document Number0000019779,
DateJun 22, 2026
Instrument202619779
Lender
NameFULTON BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKS PA
Recording DateNov 01, 2017
Property Address1095 WELSH RD, READING, PA 19607-9332
Document Number0000040754
Instrument DateOct 31, 2017
Instrument40754
Transaction TypeTransfer
Record UpdatedDec 08, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1095 WELSH RD READING PA 196079332, READING, PA 19607-9332

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$8,119.00 (+11.28%) Homeowner's exemption$408,800 (-) Land $124,900 Building $283,900$124,900 (-) Land $124,900
2025$7,296.00 (+12.18%)$408,800 (-) Land $124,900 Building $283,900$124,900 (-69.45%) Land $124,900
2024$6,504.00$408,800 Land $124,900 Building $283,900
1994$408,800 Land $124,900 Building $283,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110116013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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