1362 Welsh Rd, Reading, PA 19607 Property Records

Berks County property record for 1362 Welsh Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 1880
Lot Size	1.26 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2023)
Tax Bill	$1,863 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4395-15-72-3967`

Property Details

APN / Parcel Number

Primary APN	`4395-15-72-3967`
Alternative APNs	`39-4395-15-72-3967` `39227855` `227855`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Stucco
Lot Area	55,321 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39227855
Street Address	1362 WELSH RD
City	READING
State	PA
Zip	19607-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	72
Legal Lot Number	1
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3001
Census Tract	11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1362 WELSH RD, READING, PA 19607-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC
Sep 15, 2020	Deed, Transfer · Conventional Mortgage VIST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	202336204
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 7, 2023
Property Address	1362 WELSH RD, READING, PA 19607-9334
Document Number	0000036204
Map Reference	MB 186 PG 59
Instrument Date	Dec 4, 2023
Instrument	2023036204
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1362 WELSH RD, READING, PA 19607-9334

Mortgage

Document Number	0000036205
Date	Dec 7, 2023
Instrument	2023036205

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 15, 2020
Property Address	1362 WELSH RD, READING, PA 19607-9334
Document Number	0000032834
Map Reference	MB 186 PG 59
Instrument Date	Sep 14, 2020
Instrument	2020032834
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1362 WELSH RD, READING, PA 19607-9334

Mortgage

Document Number	0000032835
Date	Sep 15, 2020
Instrument	2020032835

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,863.00 (+24.87%)	$93,800 (-) Land $46,200 Building $47,600	$46,200 (-50.75%) Land $46,200
2024	$1,492.00 (-64.43%)	$93,800 (-) Land $46,200 Building $47,600
2023	$4,194.00	$93,800 Land $46,200 Building $47,600
1994			$93,800 Land $46,200 Building $47,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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