1095 Vista Rd, Ely, IA 52227 Property Records

Linn County property record for 1095 Vista Rd, Ely, IA 52227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,554 sqft · built 2011
Lot Size1.37 acres (59,677 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Sep 2018)
Tax Bill$6,676 (2024)
Deeds & MortgagesApr 2021 Mortgage
Sep 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN18312-26006-00000

Property Details

APN / Parcel Number

Primary APN18312-26006-00000

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
Basement Area1,554 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area59,677 sqft (1.37 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1095 VISTA RD
CityELY
StateIA
Zip52227-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERBOUSEK 2ND LOT 4
Legal Range6W
Legal Township82N
Legal Section31
Legal SubdivisionSERBOUSEK 2ND
Legal Lot Number4
JurisdictionLINN IA
Township / Civil DivisionPUTNAM
Census Block Group3
Census Block3015
Census Tract10700

Owner

Source: Linn County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1095 VISTA RD, ELY, IA 52227-9635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLLINS COMMUNITY CU
Sep 13, 2023Affidavit of Death of Joint Tenant, Transfer
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
COLLINS CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Prior SaleOct 14, 2010 · Amount on Record
Deed Book / Page10191 / 189
Prior Transfer DateFeb 5, 2013
Prior Transfer Doc0085800563
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1095 VISTA RD, ELY, IA 52227-9635
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1097100283
DateApr 5, 2021
Book Page10971/283
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLINN IA
Recording DateSep 13, 2023
Property Address1095 VISTA RD, ELY, IA 52227-9635
Document Number1152200814
Book / Page11522 / 814
Instrument DateSep 12, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1095 VISTA RD, ELY, IA 52227-9635

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateSep 6, 2018
Property Address1095 VISTA RD, ELY, IA 52227-9635
Document Number0101910189
Book / Page010191 / 000189
Instrument DateAug 29, 2018
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$456.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1095 VISTA RD ELY IA 522279635, ELY, IA 52227-9635

Mortgage

Document Number101910191
DateSep 6, 2018
Book Page010191/000191
Lender
NameCOLLINS CMNTY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 5, 2048
Interest
Rate TypeAdjustable Rate
Rate4.24%

Mortgage

Document Number101910211,
DateSep 6, 2018
Book Page010191/000211
Lender
NameCOLLINS CMNTY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
AmountAmount Recorded
Term120 Months
DueSep 5, 2028

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityEly City
Unified School DistrictCollege Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$441,000 (+4.11%) Land $41,900 Building $399,100$441,000 (+4.11%) Land $41,900 Building $399,100
2024$6,676.00 (+16.19%)
2023$423,600 (+38.39%) Land $41,900 Building $381,700$423,600 (+38.39%) Land $41,900 Building $381,700
2022$5,746.00 (+1.88%) Homeowner's exemption$306,100 Land $41,900 Building $264,200
2021$5,640.00$306,100 Land $41,900 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1990–2016)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2016 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 81% of Iowa
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
South Slope Cooperative Telephone Company
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20

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