Linn County property record for 1090 Vista Rd, Ely, IA 52227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,366 sqft · built 1972 |
| Lot Size | 4.31 acres (188,179 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,992 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18312-51001-00000 |
| Primary APN | 18312-51001-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 188,179 sqft |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1090 VISTA RD |
|---|---|
| City | ELY |
| State | IA |
| Zip | 52227-9635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA ROAD 1ST LOT 1 |
| Legal Range | 6W |
| Legal Township | 82N |
| Legal Section | 31 |
| Legal Subdivision | VISTA ROAD 1ST |
| Legal Lot Number | 1 |
| Jurisdiction | LINN IA |
| Township / Civil Division | PUTNAM |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10700 |
Source: Linn County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2023 | Intrafamily Transfer, Transfer · VA Mortgage PREMIER BANK |
| Aug 2, 2017 | Warranty Deed, Transfer · Conventional with PMI ARBOR BK |
| Jun 6, 2017 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 |
| Deed Sale | Sep 6, 2023 |
| Prior Sale | Apr 6, 2009 · Amount on Record |
| Deed Book / Page | 11521 / 97682 |
| Prior Transfer Date | Aug 29, 2023 |
| Prior Transfer Doc | 1152197682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Property Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Document Number | 2026008222 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-008222 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Sep 6, 2023 |
| Property Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Document Number | 1152197682 |
| Book / Page | 11521 / 97682 |
| Instrument Date | Aug 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Document Number | 1152197684 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 11521/97684 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Aug 2, 2017 |
| Property Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Document Number | 0098970319 |
| Book / Page | 009897 / 000319 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | SKOGMAN REALTY/ESCROW SERVICES/IA, SKOGMAN RLTY/ESCROW SVCS/IA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1090 VISTA RD ELY IA 522279635, ELY, IA 52227-9635 |
| Document Number | 98970320 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 009897/000320 |
| Name | ARBOR BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Property Address | 1090 VISTA RD, ELY, IA 52227-9635 |
| Document Number | 0098550379 |
| Book / Page | 009855 / 000379 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1090 VISTA RD ELY IA 522279635, ELY, IA 52227-9635 |
| Document Number | 0098550379 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 009855/000379 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Municipality | Ely City |
| Unified School District | College Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,600 (-) Land $56,600 Building $380,000 | $436,600 (-) Land $56,600 Building $380,000 | |
| 2025 | $6,992.00 (+2.28%) | $436,600 (+4.98%) Land $56,600 Building $380,000 | $436,600 (+4.98%) Land $56,600 Building $380,000 |
| 2024 | $6,836.00 (+15.79%) | ||
| 2023 | $415,900 (+36.18%) Land $56,600 Building $359,300 | $415,900 (+36.18%) Land $56,600 Building $359,300 | |
| 2022 | $5,904.00 (-1.57%) | $305,400 Land $56,600 Building $248,800 | |
| 2021 | $5,998.00 | $305,400 Land $56,600 Building $248,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1990–2016) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Slope Cooperative Telephone Company Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
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