San Mateo County property record for 1095 Valencia Way, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,110 sqft · built 1959 |
| Lot Size | 0.139 acres (6,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,235,000 (Sep 2024) |
| Tax Bill | $16,165 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-151-090 |
| Primary APN | 023-151-090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 6,064 sqft (0.139 acres) |
| Lot Dimensions | 98 ft deep x 62 ft wide |
| View / Lot | Corner |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1095 VALENCIA WAY |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 17 BLOCK 38 LINDA MAR NO 13 RSM 45/12 15 |
| Legal Subdivision | LINDA MAR NO 1 |
| Legal Block | 38 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 603300 |
1095 Valencia Way is owned and occupied by two individuals who bought it in September 2024.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1095 VALENCIA WAY, PACIFICA, CA 94044-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage STANFORD FCU |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Prior Sale | Mar 6, 2001 · Amount on File |
| Deed Document Number | 202451666 |
| Prior Transfer Date | Dec 16, 1997 |
| Prior Transfer Doc | 0000168845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 5, 2026 |
| Property Address | 1095 VALENCIA WAY, PACIFICA, CA 94044-3531 |
| Document Number | 0000011024 |
| Map Reference | MB 45 PG 12-15 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026-011024 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1095 VALENCIA WAY, PACIFICA, CA 94044-3531 |
| Document Number | 0000011025 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026-011025 |
| Name | STANFORD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1095 VALENCIA WAY, PACIFICA, CA 94044-3531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1095 VALENCIA WAY, PACIFICA, CA 94044-3531 |
| Document Number | 0000012718 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-012718 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2031 |
The 2025 property tax bill for 1095 Valencia Way was $16,165, up 63.6% from the year before.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,259,700 (+2%) Land $918,000 Building $341,700 | ||
| 2025 | $16,165.00 (+63.63%) | $1,235,000 Land $900,000 Building $335,000 | |
| 2024 | $9,879.00 (+3.07%) | ||
| 2023 | $9,585.00 (+3.86%) Homeowner's exemption | $709,668 Land $354,834 Building $354,834 | $713,430 |
| 2022 | $9,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 Valencia Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 Valencia Way is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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