1095 Vale View Dr, Vista, CA 92081 Property Records

San Diego County property record for 1095 Vale View Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1955
Lot Size	0.309 acres (13,474 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2016)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-152-55-00`

Property Details

APN / Parcel Number

Primary APN	`179-152-55-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	13,474 sqft (0.309 acres)

Location & Zoning

Street Address	1095 VALE VIEW DR
City	VISTA
State	CA
Zip	92081-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 263 (EXC ST WID) DOC30721REC69 IN TR 001984
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	001984
Legal Block	1
Legal Lot Number	263
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19702

Owner

1095 Vale View Dr is owned and occupied by two individuals who bought it in December 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1095 VALE VIEW DR, VISTA, CA 92081-6731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2016 · Amount on File
Deed Sale	Dec 21, 2016 · Amount on File
Prior Sale	Jun 30, 2000 · Amount on File
Deed Document Number	2016701490
Prior Transfer Date	Jan 18, 1994
Prior Transfer Doc	0000042275
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1095 VALE VIEW DR, VISTA, CA 92081-6731
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 VALE VIEW DR, VISTA, CA 92081-6731

Mortgage

Document Number	0000323866
Date	Nov 17, 2025
Instrument	2025-0323866

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1095 VALE VIEW DR, VISTA, CA 92081-6731
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 VALE VIEW DR, VISTA, CA 92081-6731

Mortgage

Document Number	0000783602
Date	Nov 12, 2021
Instrument	2021-0783602

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 10, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Vale View Dr was $6,739 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,542 (+2%) Land $325,543 Building $218,999
2025	$6,739.00 Homeowner's exemption	$533,865 Land $319,160 Building $214,705
2023	$6,259.00 (+0.24%) Homeowner's exemption	$513,136 Land $306,767 Building $206,369
2022	$6,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1095 Vale View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Vale View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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