San Diego County property record for 1095 Summit Trl, Escondido, CA 92025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,225 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,175,000 (Mar 2017) |
| Tax Bill | $15,358 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237-143-27-00 |
| Primary APN | 237-143-27-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,225 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 43,560 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1095 SUMMIT TRL |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92025-7566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 8 TR 011627 |
| Legal Subdivision | SAN DIEGO 4545 |
| Legal Tract | 011627 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20706 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 8, 2021 | Intrafamily Transfer, Transfer |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Mar 13, 2017 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on Record |
| Deed Sale | Mar 13, 2017 · Amount on Record |
| Prior Sale | Aug 13, 2003 · Amount on Record |
| Deed Document Number | 2017113039 |
| Last Transfer Date | Aug 30, 2021 |
| Transfer Doc | 0000635071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 8, 2021 |
| Property Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Document Number | 0000635071 |
| Map Reference | MAP 11627 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-0635071 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Document Number | 0000431688 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0431688 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Document Number | 0000210573 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-0210573 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10195 SUMMIT TRAIL, ESCONDIDO, CA 92025 |
| Document Number | 0000525832 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020-0525832 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2017 |
| Property Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Document Number | 0000113039 |
| Map Reference | MAP11627 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 2017-0113039 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1095 SUMMIT TRL, ESCONDIDO, CA 92025-7566 |
| Document Number | 0000113040 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017-0113040 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,390,953 (+2%) Land $710,274 Building $680,679 | |
| 2025 | $15,358.00 (+4.55%) Homeowner's exemption | $1,363,681 (+4.04%) Land $696,348 Building $667,333 |
| 2023 | $14,689.00 (+1.25%) Homeowner's exemption | $1,310,730 Land $669,309 Building $641,421 |
| 2022 | $14,508.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures