1070 Summit Trl, Escondido, CA 92025 Property Records

San Diego County property record for 1070 Summit Trl, Escondido, CA 92025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,570 sqft · built 1998
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$1,865,000 (May 2024)
Tax Bill$21,491 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN237-143-26-00

Property Details

APN / Parcel Number

Primary APN237-143-26-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,570 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area43,560 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1070 SUMMIT TRL
CityESCONDIDO
StateCA
Zip92025-7565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 7 TR 011627
Legal SubdivisionSAN DIEGO #4545
Legal Tract011627
Legal Block2
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20706

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Commercial Mortgage
J DENNIS REYNOLDS AND LINDA D REYNOLDS T
May 14, 2024Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2024 · Amount on Record
Deed SaleMay 14, 2024 · Amount on Record
Prior SaleOct 20, 2014 · Amount on Record
Deed Document Number2024120513
Prior Transfer DateNov 30, 2010
Prior Transfer Doc0000695737
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565

Mortgage

Document Number0000054387
DateFeb 27, 2026
Instrument2026-0054387
Lender
NameJ DENNIS REYNOLDS AND LINDA D REYNOLDS T
TypePrivate Party
Address2181 WEISS WAY, ESCONDIDO, CA 92026
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2024
Property Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565
Document Number0000120513
Map ReferenceMAP 11627
Instrument DateApr 23, 2024
Instrument2024-0120513
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 SUMMIT TRL, ESCONDIDO, CA 92025-7565

Mortgage

Document Number0000811021
DateNov 29, 2021
Instrument2021-0811021
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,940,346 (+2%) Land $1,144,440 Building $795,906
2025$21,491.00 (+50.9%)$1,902,300 (+49.71%) Land $1,122,000 Building $780,300
2023$14,242.00 (+1.25%) Homeowner's exemption$1,270,692 Land $577,587 Building $693,105
2022$14,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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