1095 SE 78th St, Runnells, IA 50237 Property Records

Polk County property record for 1095 SE 78th St, Runnells, IA 50237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,472 sqft · built 1993
Lot Size	1.43 acres (62,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (Mar 2003)
Tax Bill	$5,170 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7823-12-276-002`

Property Details

APN / Parcel Number

Primary APN	`7823-12-276-002`
Alternative APN	`220/00522-804-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Pole Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,508 sqft (1.43 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	325 sqft
Patio Area	325 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1095 SE 78TH ST
City	RUNNELLS
State	IA
Zip	50237-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 & BEG NE COR LOT 4 THN SELY TO NE COR LOT 3 W 100F N 250F TO POB OUTLOT X MEADOW LARK ESTATES
Legal Range	23W
Legal Township	78N
Legal Section	12
Legal Subdivision	TO POB OUTLOT X MEADOW LARK ESTATES
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	FOUR MILE
Census Block Group	1
Census Block	1072
Census Tract	10804

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1095 SE 78TH ST, RUNNELLS, IA 50237-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2003 · Amount on Record
Deed Sale	Mar 31, 2003 · Amount on Record
Deed Document Number	0009726713
Deed Book / Page	9726 / 0713
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1095 SE 78TH ST, RUNNELLS, IA 50237-2148
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131288
Date	Dec 17, 2021
Book Page	18912/1
Instrument	2021-00131288

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1095 SE 78TH ST, RUNNELLS, IA 50237-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047760
Date	Oct 27, 2020
Book Page	18153/785
Instrument	2020-00047760

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,100 (+9.46%) Land $90,400 Building $300,700	$391,100 (+9.46%) Land $90,400 Building $300,700
2024	$5,170.00 (+23.68%)
2023		$357,300 Land $81,400 Building $275,900	$357,300 Land $81,400 Building $275,900
2020	$4,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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