1013 SE 78th St, Runnells, IA 50237 Property Records

Polk County property record for 1013 SE 78th St, Runnells, IA 50237

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,321 sqft · built 2019
Lot Size	4.11 acres (179,086 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,120 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7823-12-276-019`

Property Details

APN / Parcel Number

Primary APN	`7823-12-276-019`
Alternative APN	`220/00522-816-004`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	4,149 sqft
1st Floor Area	2,321 sqft
Basement Area	2,440 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	179,086 sqft (4.11 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	192 sqft
Deck Area	401 sqft
Patio Area	704 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	1013 SE 78TH ST
City	RUNNELLS
State	IA
Zip	50237-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MEADOW LARK ESTATES PLAT 2
Legal Subdivision	MEADOW LARK ESTATES
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	FOUR MILE
Census Block Group	1
Census Block	1072
Census Tract	10804

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 SE 78TH ST, RUNNELLS, IA 50237-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jan 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jan 31, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 8, 2017
Last Transfer Date	Jan 31, 2019
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1013 SE 78TH ST, RUNNELLS, IA 50237-2148
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900058788
Date	Jan 3, 2020
Book Page	17652/0466
Instrument	2019-00058788

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 5, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1013 SE 78TH ST, RUNNELLS, IA 50237-2148
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900058789
Date	Jan 3, 2020
Book Page	17652/0479
Instrument	2019-00058789

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2030

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1013 SE 78TH ST, RUNNELLS, IA 50237-2148
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002542
Date	Jan 11, 2021
Book Page	18295/988
Instrument	2021-00002542

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1013 SE 78TH ST, RUNNELLS, IA 50237-2148
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002541
Date	Jan 11, 2021
Book Page	18295/978
Instrument	2021-00002541

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Jan 31, 2019
Property Address	1013 SE 78TH ST, RUNNELLS, IA 50237-2148
Book / Page	017224 / 000263
Instrument Date	Jan 25, 2019
Instrument	56496
Transaction Type	Construction Loan
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 SE 78TH ST RUNNELLS IA 50237, RUNNELLS, IA 50237

Mortgage

Document Number	0000056496
Date	Jan 31, 2019
Book Page	017224/000263
Instrument	56496

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2020

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,050,000 (+9.58%) Land $113,900 Building $936,100	$1,050,000 (+9.58%) Land $113,900 Building $936,100
2024	$14,120.00 (+11,287.1%)
2023		$958,200 Land $102,500 Building $855,700	$958,200 Land $102,500 Building $855,700
2020	$124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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