1095 SE 3rd St, Cedaredge, CO 81413 Property Records

Delta County property record for 1095 SE 3rd St, Cedaredge, CO 81413 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 2000
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2021)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003791`

Property Details

APN / Parcel Number

Primary APN	`R003791`
Alternative APN	`319329315019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,681 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003791
Street Address	1095 SE 3RD ST
City	CEDAREDGE
State	CO
Zip	81413-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1095 SE 3RD ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: COTTONWOOD SUBDIVISION #1 LOT: 19 TOTAL AC 0.57+- (N200.65, S150.00, E104.69+72.00, W73.87+85.88) LOT 19 COTTONWOOD SUBD /CEDAREDGE SEC 29 T13S R94W 6PM BK 457 PG 1478 (R-365733) BK 471
Legal Subdivision	COTTONWOOD SUBDIVISION #1
Legal Lot Number	19
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2024
Census Tract	965201

Owner

Source: Delta County records · APN R003791

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1095 SE 3RD ST, CEDAREDGE, CO 81413-4201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jun 01, 2006 · Amount on Record
Deed Document Number	2021728412
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 23, 2021
Property Address	1095 SE 3RD ST, CEDAREDGE, CO 81413-4201
Document Number	0000728412
Instrument Date	Apr 23, 2021
Instrument	728412
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1095 SE 3RD ST, CEDAREDGE, CO 81413-4201

Mortgage

Document Number	0000728413
Date	Apr 23, 2021
Instrument	728413

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (+23.13%)	$32,385 (+21.52%) Land $7,000 Building $25,385	$518,167 (+30.27%) Land $112,000 Building $406,167
2024	$1,816.00 (+4.13%)	$26,650 (-) Land $4,469 Building $22,181
2023	$1,744.00 (+29.28%)	$26,650 (+32.28%) Land $4,469 Building $22,181	$397,765 (+37.21%) Land $66,698 Building $331,067
2022	$1,349.00	$20,147 Land $2,096 Building $18,051	$289,893 Land $30,160 Building $259,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299652012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 21% of Colorado
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
DMEA Utilities Services	Fiber	6,000 / 6,000
Delta Montrose Electric Association	Fiber	6,000 / 6,000
Verizon	Fixed Wireless	300 / 20
DMEA Utilities Services	DSL	100 / 100
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.