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1020 SE 3rd St, Cedaredge, CO 81413 Property Records

Delta County property record for 1020 SE 3rd St, Cedaredge, CO 81413 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,624 sqft · built 1979
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$190,500 (Mar 2017)
Tax Bill$1,514 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR003781

Property Details

APN / Parcel Number

Primary APNR003781
Alternative APN
  • 319329314009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,624 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric
SewerConnected

Location & Zoning

Account NumberR003781
Street Address1020 SE 3RD ST
CityCEDAREDGE
StateCO
Zip81413-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1020 SE 3RD ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: COTTONWOOD SUBDIVISION #1 LOT: 9 TOTAL AC 0.48+- (N131.05, S148.32, E151.00, W150.00) LOT 9 COTTONWOOD SUBD SEC 29 T13S R94W 6PM BK 457 PG 1478 (R-365733) BK 467 PG 219 (R-376358/) BK 47
Legal SubdivisionCOTTONWOOD SUBDIVISION #1
Legal Lot Number9
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group2
Census Block2024
Census Tract965201

Owner

Source: Delta County records · APN R003781

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1020 SE 3RD ST, CEDAREDGE, CO 81413-4203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING
Mar 29, 2017Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2017 · Amount on Record
Deed SaleMar 29, 2017 · Amount on Record
Prior SaleMay 06, 1985 · Amount on Record
Deed Document Number2017694211
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address1020 SE 3RD ST, CEDAREDGE, CO 81413-4203
Transaction TypeMortgage
Record UpdatedJul 09, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number730506
DateJun 30, 2021
Instrument730506
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateMar 29, 2017
Property Address1020 SE 3RD ST, CEDAREDGE, CO 81413-4203
Document Number0000694211
Instrument DateMar 28, 2017
Instrument694211
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$19.05
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 1204, CEDAREDGE, CO 81413-1204

Mortgage

Document Number0000694212
DateMar 29, 2017
Instrument694212
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityCedaredge Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,514.00 (+23.29%)$21,931 (+21.62%) Land $3,688 Building $18,243$350,893 (+30.37%) Land $59,000 Building $291,893
2024$1,228.00 (+4.07%)$18,033 (-) Land $4,061 Building $13,972
2023$1,180.00 (+18.36%)$18,033 (+21.14%) Land $4,061 Building $13,972$269,150 (+25.67%) Land $60,614 Building $208,536
2022$997.00$14,886 Land $2,016 Building $12,870$214,180 Land $29,000 Building $185,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299652012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 35% of the US · above 18% of Colorado
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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